Mother Rita Cooperative Home School BE AN AFLATOUN

What is Cooperative? Video Here History of Cooperative Video Here Cooperative 7 Principles Video Here Cooperative Values Video Here

Productive Loans, Provident Loans and Special Window Loans Loans Products

Online Membership Registration Personal Details First Name * Middle Name * Date of Birth * Age * Place of Birth Last Name * Name Suffix Name Suffix Citizenship * Citizenship Sex * Sex Civil Status * Civil Status Educational Attainment * Educational Attainment School Name/Degree/Course No. / Street / Zone Subdivision/Barangay/District * Province * Province Secret Province City / Municipality * City Secret City/Municipality Zip Code * Cellphone # * Telephone # Email Address * Weight kg Height ft Employment / Business Details Primary Source of Income * Primary Source of Income Secondary Source of Income Other Source of Income Occupation * Occupation Employer / Business Name Employer / Business Address Title / Position Zip Code Employer / Business Contact # Work Shift Gross Monthly Income * Gross Monthly Income Gross Annual Income Pre-Membership Details Date of Membership * Account Classification * Classification Entry * Type of Member * Remarks Member Type Search Membership Orientation Date * Orientation Conducted On Conducted By Status Area Code Spouse Details Full Name * Date of Birth * Complete Present Address Same with Personal Address Contact Occupation * Occupation Employer / Business Name Gross Annual Income Parent's Datails Father's Full Name Date of Birth Occupation Occupation Home Address Mother's Maiden Name * Date of Birth Occupation Occupation Home Address Same with father Select how Many Dependent/s you want Select Dependent/s (Optional) Select how many Beneficiary/ies you want Select Beneficiary/ies (Optional) 1st Dependent's Detail Dependent's Full Name Date of Birth Relationship Home Address Age 2nd Dependent's Detail Dependent's Full Name Date of Birth Relationship Home Address Age 3rd Dependent's Detail Dependent's Full Name Date of Birth Relationship Home Address Age 4th Dependent's Detail Dependent's Full Name Date of Birth Relationship Home Address Age 5th Dependent's Detail Dependent's Full Name Date of Birth Relationship Home Address Age 1st Beneficiary Beneficiary's Full Name Date of Birth Relationship Home Address Age 2nd Beneficiary Beneficiary's Full Name Date of Birth Relationship Home Address 3rd Beneficiary Beneficiary's Full Name Date of Birth Relationship Home Address Age 4th Beneficiary Beneficiary's Full Name Date of Birth Relationship Home Address Age 5th Beneficiary Beneficiary's Full Name Date of Birth Relationship Home Address Create User Name * Create New Password Confirm Password Alternate Email Address Secret Question #1 Secret Question #1 Secret Question #2 Secret Question #2 Supporting Documents Upload a photo of self with Clear Background and Proper Attire * Upload any government Issued Id (Front and Back) * Upload a Photo Have your E-Signature Here * Upload a ID (Front) Upload a ID (Back) Clear Share Capital Agreement I with legal age is hereby applying for membership with Mother Rita Multi-Purpose Cooperative and agrees to comply with the policy set forth by the cooperative as stated in the articles of cooperation and by-laws and the resolutions approved by the Board of Directors and General Assembly. I hereby promise to pay my initial Paid Up Share Capital Common/Preferred Share Capital Subscription amounting to Ten Thousand Pesos (10,000.00) in full or in installment basis for one year. Further, no instance shall my common/preferred share be withdrawn while I am still a a member of the Cooperative, instead it shall regularly be deposited. I Agree * Submit Application

Empower Your Career with Purpose: Join Our Mission-Driven Team! Join a team that values compassion, community service, and empowerment. At Mother Rita Multipurpose Cooperative, we are committed to making a positive impact in the lives of our members and the communities we serve. As part of our team, you’ll have the opportunity to contribute to a cooperative founded on the principles of mutual aid and growth. We offer a dynamic and supportive work environment where your skills and passion can thrive. Whether you're just starting your career or looking to make a meaningful change, Mother Rita MPC provides opportunities for personal and professional growth. Explore our current openings and become part of a mission-driven organization dedicated to service and cooperative development. Currently, there are no open career opportunities, but we’re always looking for passionate individuals to join our mission-driven team. Stay tuned for future openings and be part of a cooperative dedicated to community service and growth!

The Achievements of Mother Rita Multi-Purpose Cooperative from the beginning and at present. AWARDS AND RECOGNITIONS NATCCO NETWORK - AURORA AWARDS Digital Adopter Award October 5, 2024 NATCCO NETWORK - AURORA AWARDS Services Patron Champion Award October 5, 2024 DEPARTMENT OF AGRICULTURE GAWAD LINGAP (Outstanding Lending Conduit Award) April 28, 2022 NATCCO NETWORK 2019 - 2020 Top 5 Credit Patronizer April 25, 2021 SOCIAL SECURITY SYSTEM 2019 Balikat ng Bayan Award September 27, 2019 CLIMBS Awards 2018 Top Premium Producer April 25, 2019 2017 Top Producer Award Bronze April 20, 2018 2017 Millionaire's Club April 20, 2018 2016 Top Producer Award Bronze April 22, 2017 2013 Millionaire's Club April 25, 2014 VILLAR SIPAG AWARD 2017 Most Outstanding Community Enterprises December 12, 2017 LANDBANK AWARD 2011 Gawad Pitak September 15, 2011 2010 Gawad Pitak August 9, 2010 Key Cooperative December 4, 2004

Tips for having a savings for the future needs. Financial Tipid Tips Tips that can help build a budget 1. opt of simplicity 2. Pay of debt 3. Anticipate Your expenses 4. Treat Math as your lifetime partner 5. Save as much as you can in an item you are trying to buy 6. Prioritize your needs not wants. 7. Do not spend more than what you earn Use a budget that’s right for you. Do not memorize; write it down. First item in your budget should be for your savings; ideally 10-20% . Set aside a fixed percentage of your income for savings.10% to 20% Save the amount before spending money. Members of the family contribute & save for their family goals. Good to remember… Avoiding Non-Repayment •Understand the loan terms •Commit to use the original purpose of the loan •Prioritize loan payment •In the event of miss payment, keep communication line with the lender •Do not pay loans with another loan. DO NOT BORROW MORE THAN YOU CAN AFFORD TO PAY! What your small consistent savings can do for you? Tips to Keep You Within the Family Budget Maintain a LOGBOOK Avoid going to the supermarket frequently Buy your Groceries at one time Before you BUY! Good to remember… First item in your budget should be for your savings; ideally 10-20% . Set aside a monthly amount for periodic or irregular payments. Set aside a fixed percentage of your income for savings. Save the amount before spending money. How do we start saving? Take a Percentage If you are earning Php 15,000 per month and you have to pay for communication expenses amounting to Php 1,500 a month, then that is 10% of your monthly earnings Put Savings as Category -This will be forced expenditures. - Put it as first category in your expense items. Budget Planning Example Weekly Basis The Common Approach on Savings With this approach, you will usually end-up with ZERO or NEGATIVE savings! The Correct Approach Try to save 10-20% of your income; if this is too high, start small! PAY YOURSELF FIRST! Other Factors that Hinders us from Saving 1. Many Debts to Pay 2. No permanent Job / Income Source 3. Improper Handling of Money or Being Luxurious 4. Vices 5. Do not know what the priorities are Tips on Savings Start Saving Early If you can postpone spending, do it… Save consistently until it becomes a habit. Its never too late to save Different Ways of Savings Coin Bank Cluster Savings Micro-Finance Institutions COOP/BANK SAVINGS ACCOUNT Difference Savings in a Bank With TAX No collection Officer Low Interest Later .3% to .5% High Minimum Deposit High Maintaining Balance Savings in a Cooperative No TAX Has collection officer Competitive Interest 1.5% to 5% Per Annum Low minimum deposit at least 100php As low as 1000php to earn interest The Benefits of Savings Children's Education Flexible Terms Habit to save Regularly Can be used in your future projects Emergency Fund Share Capital Cooperative Investment This is required as a cooperative owner The minimum is P10,000 to earn a dividend A regular member is given one year to complete the minimum share capital required Share capital cannot be withdrawn until you have a balance of your borrowed investment and you are still a member of the cooperative “It is not the money you make but it is how much money you save.” “It is not the money you make but it is how much money you save.”

Mother Rita Multi-Purpose Cooperative Company Profile. Its Mission, Vision, Shared Values, and Metaphor. A Foundation of Compassion and Service The Legacy of Mother Rita Barcelo y Pages Born in Spain, Mother Rita Barcelo y Pages was a devoted member of the Augustinian Recollect Sisters, whose mission of service brought her to the Philippines. In the midst of the cholera pandemic of 1882, she became a beacon of hope and compassion. During this devastating outbreak, Mother Rita led her Sisters in caring for the sick, providing food, medical assistance, and spiritual comfort to the afflicted. Her unwavering dedication in the face of such adversity cemented her reputation as a selfless leader committed to serving the most vulnerable. The Mother Rita Multipurpose Cooperative draws its inspiration from her mission during this pandemic. Founded on her values of compassion and service, the cooperative aims to support its members through financial aid, livelihood programs, and community services—continuing her legacy of empowering and uplifting communities in times of crisis. In 1991, the eruption of Mt. Pinatubo unleashed torrents of lahar, bringing hardship and uncertainty to the people of Zambales and nearby provinces. What once seemed like a destructive force eventually revealed its hidden value. Lahar became a vital resource for construction, agriculture, and craftsmanship, transforming the landscape into one of opportunity and growth. From Ashes to Abundance: A Cooperative's Journey Mother Rita Multi-Purpose Cooperative (MPC) is like the lahar—initially overlooked but now a cornerstone of strength and resilience in Zambales and beyond. Just as lahar enriched the land, Mother Rita MPC enriches the lives of its members, cultivating a community where resources and opportunities flourish. M other Rita MPC was formally registered on February 18, 1992 with the Cooperative Development Authority as a Multi-Purpose Cooperative headed by Mother Leontina Castillo, OSA and the Augustinian Sisters of our Lady of Consolation sent to Candelaria, Zambales for a mission. The Earlier members of the COOP were the victims of Mt. Pinatubo eruption who fled from Olongapo to San Narsiso who decided to settle in the Mother Rita Resettlement Area, Barangay Yamot, Candelaria, Zambales. Over time, membership has increased from the towns of Candelaria, Masinloc and Sta. Cruz. January 16, 2008, Nagbunga Branch was opened in Northern Zambales to spread throughout the province the “Vision” and “Mission” of Mother Rita MPC. Currently, Mother Rita MPC is registered under the Cooperative Development Authority (CDA) with the registration number 9520-03002384. The Main Office Building is located at Lauis, Candelaria, Zambales, the Branch Offices in San Guillermo, San Marcelino, Zambales, Palanginan, Iba Zambales and its satellite offices in Sta. Cruz, Masinloc, and Cabangan, Zambales in order to strengthen and spread the spirit of COOPERATIVISM. KEY FINANCIAL & NON FINANCIAL HIGHLIGHTS as of December 2024 TOTAL ASSETS TOTAL NET LOANS TOTAL MEMBERS SAVINGS TOTAL MEMBERS SHARE BRANCHES SATELLITE OFFICES TOTAL MEMBERS (REGULAR and ASSOCIATE) TOTAL MEMBERS (LABORATORY COOPERATIVE) - ₱ 525 Million - ₱ 350 Million - ₱ 233 Million - ₱ 93 Million - 3 Branches - 3 Satellite Offices - 10,149 - 3,750 CLASSIFICATION Multi-Purpose Cooperative Large Cooperative in Terms of Asset Size Medium in Terms of Number of Employees MISSION To provide relevant, trustworthy, sustainable, financial and allied services through innovative solutions, ensuring member satisfaction and empowerment. VISION The Leading Cooperative, fostering growth and stability. SHARED VALUES Member Care, Opportunity, Responsibility, Innovation, Membership Empowerment, Commitment to Excellence The Cooperative is organized to engage in: To operate savings deposit programs for all members; To operate credit programs for productive and provident purposes; To operate Dormitory/Boarding House; To operate rental/lease space business on coop property/ies; To operate consumer store inclusive of canteen and food trading; To operate agri-inputs trading business intended for farmers, fisherfolks and agri-related enterprise of members; To enter into a partnership with related government agencies and implement their programs and services in relation to the coverage of partnership; Y'2024-2025 BOARD OF DIRECTORS MARIVIC E. EBUENGA BOD - Vice-Chairperson LANI G. MAGNO BOD - Member ANGELINA E. MISOLES BOD - Treasurer DR. SANNY C. BABERA BOD - Chairperson JOSEPHINE J. RAGASA BOD - Member MA. LUISA C. SORIANO BOD - Member APPLE JANE P. FERNANDO BOD - Secretary NICOLAS B. CUA BOD - Member ALVIN CLAROS BOD - Member JERSEY E. SISON General Manager Milestones

What we offer? At Mother Rita Multi-Purpose Cooperative, we are committed to empowering our members through a wide range of financial services, support programs, and community-driven initiatives. We strive to promote financial stability, social equity, and sustainable development for our members and the community. Discover the array of services we offer to help you achieve your financial goals and secure a prosperous future. Wealth Building Savings Program Our Wealth Building Savings Program is designed to help you grow your savings while enjoying competitive interest rates. Whether you're saving for a rainy day, your child’s education, or a major life event, our savings products are tailored to meet your needs. Learn More

The history on how cooperative established. Annual Report 2023 Cultivating Sustainability: Thriving Together towards a harmonious balance of economic, social equity and environmental stewardship. Download Annual Report 2022 Coop: Kaagapay sa Maunlad na Pamumuhay ng Pamilya at Pamayanan Download Annual Report 2021 Kooperatibang Matatag; Tumutugon sa mga Hamon, Daan sa Pagbangon, Nagbibigay Pag-asa sa Makabagong Panahaon! Download Annual Report 2020 Cooperatives: Amidst the Pandemic, Stand for Resiliency, Strive for Sustainability. Download

STRATEGIC PLANNING 2025 WE UPLIFT LIVES, FIGHT POVERTY & BUILD PROSPERITY FOR ALL MEMBERS VISION The Leading Cooperative, fostering growth and stability. MISSION To provide relevant, trustworthy, sustainable, financial and allied services through innovative solutions, ensuring member satisfaction and empowerment SHARED VALUES M ember Care O pportunity R esponsibility I nnovation M embership Empowerment C ommitment to Excellence Special Deals STRATEGIC OBJECTIVES • OPERATIONAL EXCELLENCE • MEMBER & COMMUNITY EMPOWERMENT • BUSINESS DEVELOPMENT • FINANCIAL SYSTEM • HUMAN RESOURCE DEVELOPMENT