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Frequently Ask Question FREQUENTLY ASK QUESTIONS What is Mother Rita Multi-Purpose Cooperative? What is Mother Rita Multi-Purpose Cooperative? Mother Rita Multi-Purpose Cooperative is a primary multi-purpose cooperative duly Registered with Cooperative Development Authority-Pampanga Extension Office Reg. No. 9520-03002384/ C.I.N. 0105030045/ T.I.N. 216-680-464-001 What is General Assembly? What is General Assembly? The General Assembly is composed of all the members in good standing who are entitled to vote and is the highest governing body of the Cooperative. What are the power of General Assembly? What are the power of General Assembly? The General Assembly shall be the highest policy-making body of the cooperative and shall exercise such powers as stated in RA 9520, in this articles of cooperation and by-laws of the cooperative. The general assembly shall have the following exclusive powers: To determine and approve amendments on the Articles of Cooperation and By-laws in accordance with the law; To elect to appoint or remove for a cause any member of the Board of Directors, Officer or Committee Member of the Cooperative; To approve developmental plans of the Cooperative; To delegate some of its power to a smaller body of the cooperative for a purpose of prompt and intelligent decision-making in accordance with the Philippine Code of 2008 or RA 9520; To review and pass upon the reports of the Board of Directors, Officers, and Committees; To review, modify, reject or approve any substantial change in the financial and operational policies of the Cooperative; To adopt a Cooperative seal and exercise all the powers may be authorized by law and the Constitution. Why need to attend PMES? Why need to attend PMES? To fully understand the purpose of a Cooperative, its operations, principles, core values and best practices. To learn the rights and privileges of being a co-owner. What is Share Capital? What is Share Capital? Share Capital refers to the money paid or required to be paid by the members for the conduct of the operation of the Cooperative and is considered as equity. It shall not be withdrawn and should not be used in offsetting obligations whether past due or current while the membership subsist. What are the types of Share Capital? What are the types of Share Capital? We have Common & Preferred Share Capital. What are the products and services of Mother Rita MPC? What are the products and services of Mother Rita MPC? Mother Rita MPC's products and services are Savings, Loans, and Insurances. Mother Rita also provides other services like Coop Home School, Western Union Services, an agent banking partner of LANDBANK, NATCCO Pinoy ATM Machine, Kaya payment Platform POS, Coop Dormitory and many more. How to be a Co-Owner of Mother Rita MPC? How to be a Co-Owner of Mother Rita MPC? A Co-owner or member must be residing or working within the area of Zambales, Bataan, Pangasinan for at least (1) one year. Must attend the Pre-Membership Education Seminar (PMES). Submit Membership Application form along with the other requirements such as 2x2 Picture, any government Issued ID, or if no ID available you may submit other documents such as NBI, Police Clearance etc. How long do we process loan and what are the benefits? How long do we process loan and what are the benefits? You can get your loan within 5 working days upon completion of requirements, along with the net proceeds, members are entitled to the following benefits; CLSP, CLPP, Patronage Refund etc. Where is Mother Rita MPC Offices Located? Where is Mother Rita MPC Offices Located? Below are the list of Mother Rita MPC Offices and Address Main Office - Lauis, Candelaria, Zambales Iba Office - Zone 6, Iba, Zambales Branch Office - San Guillermo, San Marcelino, Zambales Sta. Cruz Satellite Office - Sta. Cruz, Zambales Masinloc Satelltie Office - Masinloc Mall, North Poblacion, Masinloc Zambales Cabangan Satellite Office - Brgy. San Antonio, Cabangan, Zambales Subic Satellite Office - Ilwas, Subic, Zambales Where is Mother Rita MPC Offices Located? Where is Mother Rita MPC Offices Located? Below are the list of Mother Rita MPC Offices and Address Main Office - Lauis, Candelaria, Zambales Iba Office - Zone 6, Iba, Zambales Branch Office - San Guillermo, San Marcelino, Zambales Sta. Cruz Satellite Office - Sta. Cruz, Zambales Masinloc Satelltie Office - Masinloc Mall, North Poblacion, Masinloc Zambales Cabangan Satellite Office - Brgy. San Antonio, Cabangan, Zambales

OF/OFF, Regular Savings, Time Deposits, Special Savings Deposits, Fixed Deposit, ATM Deposits, Savings Bond, Aflatoun Savings, Paluwagan, Progressive Savings, Pondong Edukasyon Savings Account, Progressive Savings, Retirement Fund Program, Fixed Deposits Wealth Building Loan Programs Different Loan Products specially made for your personal or business needs. Productive Loan Fuel Your Business or Projects The Productive Loan is designed to help members fund income-generating ventures, business expansions, or personal projects. With flexible terms and competitive rates, this loan provides the financial boost you need to turn your ideas into reality and achieve your financial goals. Agricultural Loan, Microfinance Loan, SME/Commercial Loan, Asset Procurement Loan and Express Back-to-Back Loan Provident Loan Support for Life's Essential Needs The Provident Loan is tailored to help members cover essential expenses such as home repairs, medical needs, education, or personal emergencies. With favorable terms and affordable rates, this loan offers financial assistance when you need it most. Appliance/Furniture Loan, Educational Loan, House Repair Loan, Visa/Passporting Loan, Medical/Hospitalization Loan, Multi-Purpose Loan, Salary Loan, Commodity Loan, Asset Procurement Loan, Housing Loan and Express Back-to-Back Loan Special Window Loans Flexible Financing for Unique Needs The Special Window Loan provides members with tailored financial solutions for specific or urgent needs. Whether for special projects, time-sensitive opportunities, or unique circumstances, this loan offers flexible terms and competitive rates to help you achieve your goals. Agri-Inputs Loan, Solar Power Financing, Calamity Loan, TODA Loan, Microfinance Special Loan, OF Loan.

STRATEGIC PLANNING 2025 WE UPLIFT LIVES, FIGHT POVERTY & BUILD PROSPERITY FOR ALL MEMBERS VISION The Leading Cooperative, fostering growth and stability. MISSION To provide relevant, trustworthy, sustainable, financial and allied services through innovative solutions, ensuring member satisfaction and empowerment SHARED VALUES M ember Care O pportunity R esponsibility I nnovation M embership Empowerment C ommitment to Excellence Special Deals STRATEGIC OBJECTIVES • OPERATIONAL EXCELLENCE • MEMBER & COMMUNITY EMPOWERMENT • BUSINESS DEVELOPMENT • FINANCIAL SYSTEM • HUMAN RESOURCE DEVELOPMENT

Productive Loans, Provident Loans and Special Window Loans Loans Products

The Achievements of Mother Rita Multi-Purpose Cooperative from the beginning and at present. AWARDS AND RECOGNITIONS NATCCO NETWORK - AURORA AWARDS Digital Adopter Award October 5, 2024 NATCCO NETWORK - AURORA AWARDS Services Patron Champion Award October 5, 2024 DEPARTMENT OF AGRICULTURE GAWAD LINGAP (Outstanding Lending Conduit Award) April 28, 2022 NATCCO NETWORK 2019 - 2020 Top 5 Credit Patronizer April 25, 2021 SOCIAL SECURITY SYSTEM 2019 Balikat ng Bayan Award September 27, 2019 CLIMBS Awards 2018 Top Premium Producer April 25, 2019 2017 Top Producer Award Bronze April 20, 2018 2017 Millionaire's Club April 20, 2018 2016 Top Producer Award Bronze April 22, 2017 2013 Millionaire's Club April 25, 2014 VILLAR SIPAG AWARD 2017 Most Outstanding Community Enterprises December 12, 2017 LANDBANK AWARD 2011 Gawad Pitak September 15, 2011 2010 Gawad Pitak August 9, 2010 Key Cooperative December 4, 2004

What is Cooperative? Video Here History of Cooperative Video Here Cooperative 7 Principles Video Here Cooperative Values Video Here

YOUR HOME Away From Home Now at 2,500 monthly Guided by the life and virtues of Mother Rita and inspired by the presence of the Augustinian Sisters of Our Lady of Consolation, we commit ourselves to build a community of friends among Sisters, Students, Residents and Cooperative Leaders and Partners and provide an atmosphere for holistic growth and consciousness in promoting better life for all. GALLERY INCLUSIONS: Free Wi-Fi Internet access, Sub-metered Electricity, Laundry Area, Cooking Range, Built-in Cabinet, 24/7 CCTV and Security Personnel, Bed Frame, Study Table, Chairs, Emergency Lights RULES AND REGULATIONS Requirements and Process for Admission Terms of Payment Monthly Fees General Houserules Sleeping Quarters Grounds for Dismissal Restrictions Common Activities Departure Applicants must be accompanied by Parents/Guardians in submission of requirements Interview of Applicants by the Dormitory Head Signing of Acceptance of House Rules Submission of Contract Medical Certificate/ Vaccination Card Two copies of 1x1 ID Picture Reservation Fee The one month advance is applied for the first month of stay. While the one month deposit is applied to the last month of stay. Pay on the 22nd day of the month A receipt shall be issued when the accounts are paid. Residents must keep their receipts for references Must keep the premises clean Lobby areas and hallways must be kept free from obstruction, especially during emergency Switch off lights, electric appliances every time you leave your room to prevent fire in the dorm Conserve water Comfort rooms and Bathrooms should be kept clean at all times. Avoid stepping on the toiled bowl Used sanitary napkins should be wrapped and properly disposed of 10 PM silence is absolutely observed Cleanliness and Orderliness are maintained in and out of the rooms Hanging frames or posting anything inside the bedroom is not permitted Use the dormitory property carefully. Any breakage, loss, and damage shall be charged to the resident concerned Inter - rooming is not allowed. It creates noise and disturbances Eating inside the room maybe allowed but policies must be observed or clean ups and waste Possession of contraceptives, prohibited drugs and deadly weapons Coming home intoxicated with alcohol or other substances Smoking and drinking liquor inside the premises Stealing, immoral acts, public scandal, vandalism and other criminal acts Insubordination or disrespect towards person in authority Residents that need to stay out overnight should sign their Overnight Slip and signed by the staff in charge before leaving the premises In attending social functions or any other regular activity after classes, a telephone call from parents/guardians is required especially when one must stay overnight outside the dormitory CURFEW TIME : 10:00 PM Residents are diligently encouraged to participate in all common activities and celebrations, initiated by the Coop Dormitory Administration When departing for vacation, the resident is expected to take home all his/her personal belongings and clean up his/her room Clearance slip at the end of the semester shall be issued to those whose accounts have been fully settled Surrender all the keys to the counter area Unlock fast and secure access to your funds with Mother Rita MPC’s ATM POS service Powered by Landbank of the Philippines Designed for your convenience, our service offers hassle-free transactions with a low fee, exclusively at select Main Office, Lauis, Candelaria, Zambales and Masinloc Satellite Office, Masinloc Mall, Masinloc, Zambales. Accepting Bancnet ATM Cards. Why Choose Our ATM POS Service: Fast and Reliable: Quick, secure transactions through Landbank's trusted network. Office Service Only: Available at designated Mother Rita MPC branches for personal transactions. Affordable Fees: Just ₱30 per transaction with a ₱10,000 withdrawal limit per transaction. Experience smooth and secure withdrawals Expanded Services: Partnering with GOCCs for your Convenience Mother Rita Multi-Purpose Cooperative expanded services through partnerships with major Government-Owned and Controlled Corporations (GOCCs) such as SSS, PhilHealth, and PAG-IBIG. Now, you can open accounts and make contributions payments for these services directly at select Mother Rita MPC offices, making it easier than ever to manage your benefits and obligations. Why Choose Mother Rita MPC for GOCC Services: Convenient Account Opening: Open accounts for SSS, PhilHealth, and PAG-IBIG directly at our offices. Easy Contribution Payments: Make your contributions effortlessly through our secure service. Fast and Reliable: Enjoy quick processing and dependable service. All-in-One Solution: Manage your personal finances and government contributions in one place. Visit Your Nearest Mother Rita MPC Office to Open an Account or Make Contributions Today! Empowering Your Cooperative Journey with Comprehensive Support! The Coop Enterprise Development Office at Mother Rita MPC is dedicated to fostering growth and providing valuable services to our cooperative community. We offer a range of services designed to support cooperative enterprises, ensuring smooth operations and sustainable growth. Coop Store: Your one-stop shop for affordable goods and essentials, serving the needs of the cooperative members and the local community. Refectory: A cooperative dining facility providing nutritious meals in a comfortable setting, catering to members and guests. Visit our Coop Enterprise Development Office to learn more and take advantage of these services!

Online Membership Registration Personal Details First Name * Middle Name * Date of Birth * Age * Place of Birth Last Name * Name Suffix Name Suffix Citizenship * Citizenship Sex * Sex Civil Status * Civil Status Educational Attainment * Educational Attainment School Name/Degree/Course No. / Street / Zone Subdivision/Barangay/District * Province * Province Secret Province City / Municipality * City Secret City/Municipality Zip Code * Cellphone # * Telephone # Email Address * Weight kg Height ft Employment / Business Details Primary Source of Income * Primary Source of Income Secondary Source of Income Other Source of Income Occupation * Occupation Employer / Business Name Employer / Business Address Title / Position Zip Code Employer / Business Contact # Work Shift Gross Monthly Income * Gross Monthly Income Gross Annual Income Pre-Membership Details Date of Membership * Account Classification * Classification Entry * Type of Member * Remarks Member Type Search Membership Orientation Date * Orientation Conducted On Conducted By Status Area Code Spouse Details Full Name * Date of Birth * Complete Present Address Same with Personal Address Contact Occupation * Occupation Employer / Business Name Gross Annual Income Parent's Datails Father's Full Name Date of Birth Occupation Occupation Home Address Mother's Maiden Name * Date of Birth Occupation Occupation Home Address Same with father Select how Many Dependent/s you want Select Dependent/s (Optional) Select how many Beneficiary/ies you want Select Beneficiary/ies (Optional) 1st Dependent's Detail Dependent's Full Name Date of Birth Relationship Home Address Age 2nd Dependent's Detail Dependent's Full Name Date of Birth Relationship Home Address Age 3rd Dependent's Detail Dependent's Full Name Date of Birth Relationship Home Address Age 4th Dependent's Detail Dependent's Full Name Date of Birth Relationship Home Address Age 5th Dependent's Detail Dependent's Full Name Date of Birth Relationship Home Address Age 1st Beneficiary Beneficiary's Full Name Date of Birth Relationship Home Address Age 2nd Beneficiary Beneficiary's Full Name Date of Birth Relationship Home Address 3rd Beneficiary Beneficiary's Full Name Date of Birth Relationship Home Address Age 4th Beneficiary Beneficiary's Full Name Date of Birth Relationship Home Address Age 5th Beneficiary Beneficiary's Full Name Date of Birth Relationship Home Address Create User Name * Create New Password Confirm Password Alternate Email Address Secret Question #1 Secret Question #1 Secret Question #2 Secret Question #2 Supporting Documents Upload a photo of self with Clear Background and Proper Attire * Upload any government Issued Id (Front and Back) * Upload a Photo Have your E-Signature Here * Upload a ID (Front) Upload a ID (Back) Clear Share Capital Agreement I with legal age is hereby applying for membership with Mother Rita Multi-Purpose Cooperative and agrees to comply with the policy set forth by the cooperative as stated in the articles of cooperation and by-laws and the resolutions approved by the Board of Directors and General Assembly. I hereby promise to pay my initial Paid Up Share Capital Common/Preferred Share Capital Subscription amounting to Ten Thousand Pesos (10,000.00) in full or in installment basis for one year. Further, no instance shall my common/preferred share be withdrawn while I am still a a member of the Cooperative, instead it shall regularly be deposited. I Agree * Submit Application

Empower Your Career with Purpose: Join Our Mission-Driven Team! Join a team that values compassion, community service, and empowerment. At Mother Rita Multipurpose Cooperative, we are committed to making a positive impact in the lives of our members and the communities we serve. As part of our team, you’ll have the opportunity to contribute to a cooperative founded on the principles of mutual aid and growth. We offer a dynamic and supportive work environment where your skills and passion can thrive. Whether you're just starting your career or looking to make a meaningful change, Mother Rita MPC provides opportunities for personal and professional growth. Explore our current openings and become part of a mission-driven organization dedicated to service and cooperative development. Currently, there are no open career opportunities, but we’re always looking for passionate individuals to join our mission-driven team. Stay tuned for future openings and be part of a cooperative dedicated to community service and growth!

Personal Details Aflatoun Online Membership First Name * Middle Name * Last Name * Name Suffix Name Suffix Date of Birth * Gender * Gender Educational Attainment Educational Attainment Age * Place of Birth Citizenship * Citizenship Civil Status * Weight Height kg Other Citizenship Citizenship ft School Name School Address No. / St./ Zone Subd/Brgy/Dist * Province * Province City / Municipality * Zip Code * City/Municipality Cellphone # * Telephone # Email Address * Pre-Membership Details Date of Membership * PMES Conducted On Date of Orientation Status Area Code Remarks Conducted By Entry * Type of Member * Account Classification * Classification HOME PRODUCT AND SERVICES MEMBERSHIP ABOUT Home Join us Services LabCoop About Contact Us Search Results More Parent's Datails Father's Full Name Date of Birth Occupation Occupation Home Address Mother's Maiden Name * Date of Birth Occupation Occupation Home Address Same with father In Case of Emergency Full Name * Complete Present Address Same with child address Contact * Relationship Supporting Documents By my signature, I certify that my child has joined the Aflatoun Child-friendly Savings. As a parent / guardian, I will ensure that my child receives proper guidance and support. Parent / Guardian Signature * Clear Upload photo (optional) Upload a Photo An Aflatoun Promise As a member of Aflatoun, I promise.. To participate actively in the Aflatoun activities To prepare all the school and community projects to the best of my ability, basing them on the Aflatoun moto "Separate Fiction from Fact, Explore, Think, Investigate & Act" To encourage friends/schoolmates to join in the savings program so they can see and reap the benefits of the Aflatoun membership offer To adhere to the guidelines set for the savings activity To be aware that I am saving for my future, thus, I will avoid withdrawals for petty expenses. I hereby confirm that I have read, understood and agreed to the following Terms and Conditions. Agree * _ Submit Application

Tips for having a savings for the future needs. Financial Tipid Tips Tips that can help build a budget 1. opt of simplicity 2. Pay of debt 3. Anticipate Your expenses 4. Treat Math as your lifetime partner 5. Save as much as you can in an item you are trying to buy 6. Prioritize your needs not wants. 7. Do not spend more than what you earn Use a budget that’s right for you. Do not memorize; write it down. First item in your budget should be for your savings; ideally 10-20% . Set aside a fixed percentage of your income for savings.10% to 20% Save the amount before spending money. Members of the family contribute & save for their family goals. Good to remember… Avoiding Non-Repayment •Understand the loan terms •Commit to use the original purpose of the loan •Prioritize loan payment •In the event of miss payment, keep communication line with the lender •Do not pay loans with another loan. DO NOT BORROW MORE THAN YOU CAN AFFORD TO PAY! What your small consistent savings can do for you? Tips to Keep You Within the Family Budget Maintain a LOGBOOK Avoid going to the supermarket frequently Buy your Groceries at one time Before you BUY! Good to remember… First item in your budget should be for your savings; ideally 10-20% . Set aside a monthly amount for periodic or irregular payments. Set aside a fixed percentage of your income for savings. Save the amount before spending money. How do we start saving? Take a Percentage If you are earning Php 15,000 per month and you have to pay for communication expenses amounting to Php 1,500 a month, then that is 10% of your monthly earnings Put Savings as Category -This will be forced expenditures. - Put it as first category in your expense items. Budget Planning Example Weekly Basis The Common Approach on Savings With this approach, you will usually end-up with ZERO or NEGATIVE savings! The Correct Approach Try to save 10-20% of your income; if this is too high, start small! PAY YOURSELF FIRST! Other Factors that Hinders us from Saving 1. Many Debts to Pay 2. No permanent Job / Income Source 3. Improper Handling of Money or Being Luxurious 4. Vices 5. Do not know what the priorities are Tips on Savings Start Saving Early If you can postpone spending, do it… Save consistently until it becomes a habit. Its never too late to save Different Ways of Savings Coin Bank Cluster Savings Micro-Finance Institutions COOP/BANK SAVINGS ACCOUNT Difference Savings in a Bank With TAX No collection Officer Low Interest Later .3% to .5% High Minimum Deposit High Maintaining Balance Savings in a Cooperative No TAX Has collection officer Competitive Interest 1.5% to 5% Per Annum Low minimum deposit at least 100php As low as 1000php to earn interest The Benefits of Savings Children's Education Flexible Terms Habit to save Regularly Can be used in your future projects Emergency Fund Share Capital Cooperative Investment This is required as a cooperative owner The minimum is P10,000 to earn a dividend A regular member is given one year to complete the minimum share capital required Share capital cannot be withdrawn until you have a balance of your borrowed investment and you are still a member of the cooperative “It is not the money you make but it is how much money you save.” “It is not the money you make but it is how much money you save.”