This Data Privacy Statement (“Statement”), which has been prepared in relation to R.A. 10173, otherwise known as the Data Privacy Act of 2012, and its implementing rules and regulations, describes how personal information are collected, processed, disclosed, and stored by Mother Rita Multi-Purpose Cooperative (“MORIMC”) and is applicable to its employees and all persons who apply for or avail of any of MORIMC's products and services, or who have established or propose to establish an account with MORIMC, or who have provided or propose to provide third party security to MORIMC (“Client”).

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WHAT DATA TO BE COLLECTED FROM YOU

To provide the Client with MORIMC’s products and services and/or to implement Client-requested transactions, MORIMC shall collect personal information from the Client which may include, but are not limited to:

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• Personal Detail (Full Name / Age / Date and Place of Birth / Gender / Civil Status / Citizenship / Weight / Height)

• Address / Email Address / Contact Details

• Educational Background

• Employment / Business Detail

• Financial Background (Source of Income

• Specimen Signature

• ID Picture

• Spouse Detail (if any)

• Parents Detail (Full Name / Address / Occupation / Address)

• Dependent and Beneficiary Profile (Full Name / Birth Date / Age / Address / Relationship)

• Permits, Licenses & Registrations (TIN / SSS / GSIS)

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PURPOSES OF DATA PROCESSING

MORIMC shall process the Client’s personal information in connection with any of the following purposes:

• Open, maintain, and/or terminate accounts;

• Ease of contacting/communicating with clients;

• Evaluate, approve, provide, or manage applications, financial products and services, and other transactions that the Client has requested;

• Comply with know-your-customer information requirements;

• Conduct credit and background checks;

• Evaluate Client’s eligibility for Mother Rita Multi-Purpose Cooperative’s products and services;

• Perform profile and risk analysis;

• Provide extensive and quality support to the Client;

• For internal purposes, such as administrative, operational, audit, credit and risk management, or;

• Comply with its reporting obligation to government authorities under applicable laws, rules and regulations.

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MORIMC’S METHOD OF PROCESSING PERSONAL DATA

Processing refers to the collection, recording, organization, storage, updating or modification, retrieval, consultation, use, consolidation, blocking, erasure or destruction of personal information. If necessary for the efficient delivery of MORIMC’s products and services, the processing of personal data may be outsourced to third party service providers subject to compliance with this Statement and the provisions of the Data Privacy Act and its Implementing Rules and Regulations.

MORIMC shall collect personal information through, but not limited to, any of the following:

• Face-to-face and/or Cellphone conversation with MORIMC personnel

• Accomplishment and/or signing of forms/documents

• Online Registration through  (e.g., Website or Facebook Page)

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WHEN DO WE COLLECT PERSONAL INFORMATION

MORIMC collects information upon the Client’s application for, availment of and/or usage of MORIMC’s products and services. This includes, but not limited to, account opening, loan applications, etc.

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RECIPIENTS OF INFORMATION

Personal information may be processed and shared with various units within MORIMC to the extent necessary for any of the purposes herein declared, to credit information bureaus, or to government authorities under applicable laws, rules and regulations.

 

RETENTION AND DISPOSAL

Retention and disposal of personal information shall be made in accordance with the Records Disposal Policy and Records Disposition Schedule of MORIMC as approved by the National Archives of the Philippines under RA 9470.

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HOW WE SAFEGUARD PERSONAL INFORMATION

In accordance with the Data Privacy Act, RA 1405 (Bank Secrecy Law), RA 8791 (General Banking Law of 2000), RA 6426 (The Foreign Currency Deposit Act), BSP Circular 808 series of 2013 (Guidelines on Information Technology Risk Management for All Banks and other Supervised Institutions), BSP Circular 982 series of 2017 (Enhanced Guidelines on Information Security Management), and Payment Card Industry Data Security Standard (PCI DSS), MORIMC, its employees, agents and representatives, shall handle personal information with utmost care and adhere to appropriate organizational, physical, and technical measures to maintain the confidentiality, integrity and security of all personal information in its possession.

 

THE CLIENT’S RIGHTS

In accordance with the Data Privacy Act, the Client has the right to:

• Be informed whether their personal information shall or have been processed;

• Reasonable access to their personal information;

• Require MORIMC to update their personal information;

• Suspend, withdraw, or order the blocking, removal, or destruction of personal information if MORIMC is not required to retain it by law or for legitimate business purposes and subject to the conditions for the legitimate exercise of the said rights under the Data Privacy Act and its IRR.

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DATA PROTECTION OFFICER

Any inquiry or request for information regarding this Statement may be addressed to the following:

Data Protection Officer
Mother Rita Multi-Purpose Cooperative, Lauis, Candelaria, Zambales Philippines
+63 9989622781

morimc16eru@yahoo.com​

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WEBSITE AUTHENTICATION

The Mother Rita Multi-Purpose Cooperative website is secure, provided by wix SSL Security Certificate. At times, it may be necessary for you to verify the authenticity of the Mother Rita Multi-Purpose Cooperative website so you will not be a victim of internet scams (for example, clients will be directed to seemingly legitimate sites then mislead them into providing vital account information to entities not authorized by the MORIMC). 

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The best, safest and recommended way to access the website is by typing https://www.motherritampc.com at the browser address bar.

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HOW TO PROTECT YOURSELF ONLINE

MORIMC encourages clients to take part in protecting their account while doing transactions online by ALWAYS doing the following:

1. Ensure that the site is secured before using it:

1. Always type the complete web address into your browser instead of clicking links. By doing this, you are decreasing the risks of being deluded by a phishing site.

Phishing is the practice of attempting to obtain information (e.g., usernames, passwords, credit card details, account numbers, etc.) by pretending to represent a legitimate company in an e-mail or websites. The e-mail usually claims that it is necessary for the recipient to update and provide the information in the link or form attached in the e-mail. The criminals then use the information entered on the phishing site or form for their own fraudulent intentions.

1. Official URL of MORIMC website: https://www.motherritampc.com

2. Ensure that 'https' and the padlock symbol  are present in the website. These indicators signify that the site you are entering is genuine and secure. Double click the padlock symbol to verify if the certificate issued is still within its valid dates or if it has been issued to the website you are accessing.

2. Protect your computer from online attacks from viruses, hackers, spywares and other malicious programs by doing the following:

1. Install and regularly update your Anti-virus and Anti-spyware Software.

2. Activate your computer’s firewall settings.

3. Always update your operating system.

4. Do not download files or software from websites which you are not familiar with or from hyperlinks sent by strangers.

3. When accessing your account using a public computer or using a public WIFI network, kindly practice the following:

1. Never adjust your security details.

2. Always log-out from your online session once you are finished with your transaction.

3. Ensure that no one can see your transactions in public.

5. Personal information such as address, mother's maiden name, mobile/telephone numbers, social security number, Bank account number and e-mail address should not be disclosed unless the one gathering the information is reliable and trustworthy.

6. Regular checking of transaction history details and statements should be done to ensure that no unauthorized transactions occur.

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For other inquiry, you may contact Mother Rita Multi-Purpose Cooperative through the following:

MAIN OFFICE - Lauis, Candelaria, Zambales

+63 9989622781

morimc16eru@yahoo.com

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