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Wealth Building Savings Programs
Different types of savings account tailored to your needs.
Time Deposit
Maximize Your Savings
Earn higher interest with our Time Deposit account. Lock in your savings for a fixed term and watch your money grow with guaranteed returns. Choose from flexible terms to match your financial goals.
TD Matrix
Terms
Amount
90 days
180 days
270 days
360 days
10,000 - 99,999
100,000 - UP
3%
3.5%
3%
3.5%
3%
3.5%
3.5%
5%
Pondong Pangkagipitan
Savings Account
Secure Your Future with a Safety Net
2.5% per Annum
Our Pondong Pangkagipitan Savings Account (2Ps SA) is designed to help you prepare for unforeseen emergencies. This savings plan ensures that you have quick and easy access to funds when unexpected situations arise. Whether it’s for medical needs, urgent repairs, or other financial setbacks, this account provides the peace of mind you deserve.
Regular Savings
Grow Your Savings with Ease
1.5% per Annum
Our Regular Savings Account offers a simple and reliable way to save. With flexible deposits, secure funds, and competitive interest rates, it's the perfect choice to achieve your financial goals.
Fixed Deposit
Guaranteed Growth
1% per Annum
Earn higher returns with our Fixed Deposit account, offering a locked-in interest rate over a fixed term. Secure your future with guaranteed growth, while also using your deposit as collateral for loans when needed.
Paluwagan Savings Fund
Save Together, Withdraw Together
Interest: 50% of monthly deposit
The Paluwagan Savings program runs from May to March, with all participants withdrawing their savings simultaneously in April. This collective saving system helps members build their funds for major expenses or holidays with a single payout at the end of the cycle. With minimum deposit of Php 200.00 per month according to capacity of member and maximum deposit of Php 5,000.00.
Pondong Edukasyon
Savings Account (PESA)
Secure Your Child’s Future
3% per annum
Build your child’s educational fund with the Pondong Edukasyon Savings Account (PESA). Open for children aged 1-12, this account allows a 5-year build-up with a 3% interest rate per annum. Savings are withdrawable once the account holder reaches college level, ensuring your child's education is well-supported.
KASIPAG OF
(Kabayan Sikap sa Pag-unlad)
Save Smart, Earn More
2% per annum
KASIPAG OF is designed for Overseas Filipino Workers to help you build a solid financial foundation for future goals. Whether it's for emergencies, retirement, education, asset acquisition, or travel, this program offers a higher return on savings. KASIPAG OF ensures you’re prepared for life’s important milestones.
Aflatoun Savings
Empowering Young Savers
2% per annum
The Aflatoun Savings account is designed to teach children the value of saving and financial responsibility. Open to young members, this program encourages regular saving habits with easy access to funds, helping children develop strong financial foundations for their future.
Kiddie Savings
Start Them Young
2% per annum
The Kiddie Savings account is a fun and easy way to help children learn the importance of saving. Designed for kids, this account encourages regular deposits while offering competitive interest rates, setting them on the path to financial independence from an early age.
Share Capital - Common
Build Up Ownership and Earn Dividends
Must be 1% higher than the inflation rate
Paid-Up Share Capital represents your ownership in the cooperative. By investing in common shares, you not only become a co-owner but also enjoy annual dividends based on the cooperative's financial performance. This capital strengthens the cooperative while helping you grow your investment over time.
Share Capital - Preferred
Priority Returns with Stability
3% per annum - Interest in share capital distribution
Preferred Paid-Up Share Capital offers members a stable investment with priority dividend payouts. Enjoy fixed returns and the security of preferential treatment over common shareholders, making this an ideal choice for those seeking consistent earnings from their cooperative investment.
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