Mother Rita MPC recognized at NATCCO Aurora Awards A Testament of Commitment and Effort Last October 5, 2024 at City of Dreams, Parañaque City, Manila. NATCCO Network conducted NATCCO AURORA Awards & Gala Night honoring cooperatives that have exemplified the highest ideals and contributed to the development of an "integrated cooperative network" with the theme "SHINING STARS OF EXCELLENCE. The event started at 3:30 PM with Red Carpet entrance walk program and at 4:30 PM the program continued the main event program proper. Mother Rita MPC, fortunately was one of the Cooperatives in Central Luzon that was awarded the recognition of SERVICES PATRON CHAMPION AWARD (Network Integration champion) and DIGITAL ADOPTER AWARD. These awards are a testament to the commitment and effort of our members and board of directors, inspiring us to enhance our service to the community even further. Moving forward, the cooperative is looking to achieving more milestones together to further help communities and cater cooperative members more. Representing the cooperative, the said awards was received by the cooperative's General Manager, Mr. Jersey E. Sison. Oct 5, 2024 Previous Next

Contact Us Mother Rita Multipurpose Cooperative is dedicated to serving its members and the community through various services and programs. Our offices are conveniently located across key areas in the Province of Zambales, making it easy for you to access our services. We encourage you to visit our cooperative branches to learn more about our offerings, open accounts, make contributions, or inquire about our programs. Our friendly staff are ready to assist you with any questions or services you may need. First Name Last Name Email Message Send Thanks for submitting! Opening Hours Saturday Monday - Friday (except holidays) 8:00 am – 5:00 pm 8:00 am – 12:00 nn Contact us at: Main Office Iba Branch Office San Marcelino Branch Office Sta. Cruz Satellite Office Masinloc SatelliteOffice Cabangan Satellite Office - - - - - - 0968-323-0467 0998-976-3401 0908-892-2889 0963-771-4234 0920-949-9803 0938-917-7087 or visit our socials:

Pre-Membership Education Seminar PMES-Module 1-History of Cooperatives and its Significance Play Video PMES-Module 2-Cooperative Business Model, Principles and Values Play Video Module 3 _ History of Mother RIta MPC Play Video PMES-Module 1-History of Cooperatives and its Significance Play Video PMES-Module 2-Cooperative Business Model, Principles and Values Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Close Membership Policy I want to be a member

Discover Mother Rita MPC, fostering community growth with sustainable financial services, innovative business solutions, and dedicated member support. Join us in empowering lives and building a brighter future Uplifting Lives Fighting Poverty Building Prosperity Become a COOPERATOR of the largest cooperative in Zambales! Apply now Mother Rita Multi-Purpose Cooperative proudly joins the celebration of 2025 Cooperative Month with the theme "Cooperatives: United in Purpose and Action, Sharing Prosperity to Build a Better World." This Year's observance highlights the power of unity, cooperation and shared purpose in driving progress and empowering communities. Through its continuous programs and activities, Mother Rita MPC reaffirms its commitment to uphold cooperative values - promoting prosperity, inclusivity and sustainable growth for every memeber and the community it serves. Together, we move forward in building a better and brighter world through cooperation. Latest News and Events October 5, 2024 Mother Rita MPC recognized at NATCCO Aurora Awards A Testament of Commitment and Effort Read More October 3, 2024 Cooperative Month Celebration Commenced! Mother Rita MPC joins the nation in the celebration of National Cooperative Month Read More Wealth Building Programs At Mother Rita MPC, we offer a variety of wealth-building products and services designed to help you grow and secure your financial future. Whether through our flexible savings plans, accessible loan programs, or insurance protection services, we provide the tools you need to build and manage your wealth effectively. With our commitment to financial empowerment, we ensure that each member has the opportunity to achieve long-term financial success and stability. Start your journey toward financial growth with Mother Rita MPC today! Learn more Aflatoun Program The Aflatoun Program at Mother Rita MPC is designed to empower young people with essential financial literacy and social education. Through this program, children and youth learn the value of saving, managing money, and developing entrepreneurial skills, all while fostering a sense of social responsibility. Our goal is to help the younger generation build a strong foundation for their financial future, instilling habits of responsible spending, saving, and community engagement. Join the Aflatoun Program and give the youth the tools they need to succeed and make a positive impact on their community! Learn More Empowering Your Financial Growth The Wealth Building Loan Program at Mother Rita MPC is tailored to provide members with the financial resources needed to achieve their dreams. Whether you're planning a business expansion, personal investment, or home improvement, our program offers flexible loan options with competitive interest rates and repayment plans. Designed to support your long-term financial success, the Wealth Building Loan Program ensures that you can confidently take the next step in growing your wealth. With our member-focused approach, we are here to help you reach your financial goals. Learn More Coop Dormitory for Only ₱2,500 Monthly Experience affordable, comfortable living at Mother Rita MPC’s Coop Dormitory for just ₱2,500 per month. Enjoy a safe and welcoming environment with essential amenities, perfect for students and professionals alike. Your home away from home awaits! Learn More Convenient Transactions Made Easy With Mother Rita MPC’s ATM POS service, enjoy hassle-free and secure transactions right at our cooperative offices. Streamline your financial activities with our ATM POS service and experience the convenience of managing your transactions with ease. Visit us at our participating branches today! Learn More GOCC Partnerships: Seamless Transactions for Your Convenience At Mother Rita MPC, we proudly partner with key Government-Owned and Controlled Corporations (GOCCs) to provide you with easy and efficient services: Social Security System (SSS) PhilHealth Pag-IBIG Fund Through these partnerships, we offer streamlined services for account opening, contributions payments, and other essential transactions. Enjoy the convenience of managing your government-related transactions right here at our cooperative. Visit us to take advantage of these integrated services and stay connected with your benefits effortlessly. Learn More Cooperative Enterprise Development Office The Cooperative Enterprise Development Office at Mother Rita MPC is dedicated to fostering growth and development within the cooperative sector. Our mission is to support and enhance the capabilities of cooperative business ventures and members by providing vital resources and services. Learn More WE KEEP ON MOVING! KEY FINANCIAL HIGHLIGHTS As of December 2026 10052 3789 , , 376 M ₱ 286 M ₱ 550 M ₱ 103 M ₱ Membership LabCoop Membership Net Loans Member Savings Assets Member Share Our Partners and Networks Our partners have worked with us to deliver ever more innovative, effective and successful projects and programs and their support has been vital in achieving our Mission and Vision. Linkages What our Members say about us? Malaking tulong sa akin ng Mother Rita MPC, unang-una nakahiram ako sa coop upang makapagpaaral sa mga anak ko, dahil sa coop nakapagpundar ako ng sasakyan na ginagamit namin ng mister ko sa hanap-buhay. Marites Calimlim MIGS MEMBER Masaya at napakalaking tulong ng Mother Rita MPC para sa aking pamilya, kasi simula ng naging member ako ng coop, yung mga problema ko sa pagpapaaral sa mga anak ko nasusuportahan, pati na rin ang sa hanapbuhay sa bukid at nakapagpatayo ako ng bahay sa tulong ng Mother Rita MPC. Helen Abarra MIGS MEMBER Malaking tulong po ang Mother Rita MPC sa amin, noong nasira ang aming mga pananim, nagpahiram ang koop upang kami ay makapag-umpisa muli. Kahit noong panahon ng pandemya kami ay nabigyan ng tulong at nagamit din namin sa aming mga pananim. Marilou De Guzman MIGS MEMBER View all events

Aflatoun "Separate fiction from facts" Aflatoun International's Social & Financial Education allows children and young people to break the intergenerational cycle of inequality. By becoming socially and economically empowered they are inspired to discover their talents and stand up for their rights. What is AFLATOUN International? 3 Pillars Aflatoun started in Mumbai, India, in 1991 as an action research project by Jeroo Billimoria who at that time was working at the T ata School of Social Studies. She began a project with schools to bring rich and poor children together to learn about each other’s lives. Aflatoun International is an NGO based in the Netherlands offering social and financial education to children and young people worldwide. Through a strong network of 345 partners and 38 governments, the organization reaches 10.5 million children and young people each year in 108 countries The Aflatoun character represents a fireball from outer space. The name derives from India, where children named it after a fun-loving, good-hearted and slightly mischievous character from a Bollywood movie called ‘Aflatoon’. Aflatoun is also the Arabic name for Plato, the Greek philosopher who promoted an idealistic notion of citizenship. Advocate for social & financial education for all children, especially the most vulnerable Deliver high quality social and financial education, and skills programmes. Accelerate scale-up for social and financial education Mission Ensure access to quality, inclusive, child-centered social and financial education for all children and young people, especially the most vulnerable Vision Socially and economically empowered children and young people who act as agents of change in their own lives for a more equitable world. The concept of Social & Financial education is a powerful tool, which has the potential to help countries fulfil the Sustainable Development Goals. AFLATOUN THEORY OF CHANGE Be an Aflatoun! Apply Now!

OF/OFF, Regular Savings, Time Deposits, Special Savings Deposits, Fixed Deposit, ATM Deposits, Savings Bond, Aflatoun Savings, Paluwagan, Progressive Savings, Pondong Edukasyon Savings Account, Progressive Savings, Retirement Fund Program, Fixed Deposits Wealth Building Loan Programs Different Loan Products specially made for your personal or business needs. Productive Loan Fuel Your Business or Projects The Productive Loan is designed to help members fund income-generating ventures, business expansions, or personal projects. With flexible terms and competitive rates, this loan provides the financial boost you need to turn your ideas into reality and achieve your financial goals. Agricultural Loan, Microfinance Loan, SME/Commercial Loan, Asset Procurement Loan and Express Back-to-Back Loan Provident Loan Support for Life's Essential Needs The Provident Loan is tailored to help members cover essential expenses such as home repairs, medical needs, education, or personal emergencies. With favorable terms and affordable rates, this loan offers financial assistance when you need it most. Appliance/Furniture Loan, Educational Loan, House Repair Loan, Visa/Passporting Loan, Medical/Hospitalization Loan, Multi-Purpose Loan, Salary Loan, Commodity Loan, Asset Procurement Loan, Housing Loan and Express Back-to-Back Loan Special Window Loans Flexible Financing for Unique Needs The Special Window Loan provides members with tailored financial solutions for specific or urgent needs. Whether for special projects, time-sensitive opportunities, or unique circumstances, this loan offers flexible terms and competitive rates to help you achieve your goals. Agri-Inputs Loan, Solar Power Financing, Calamity Loan, TODA Loan, Microfinance Special Loan, OF Loan.

Wealth Building Savings Programs Different types of savings account tailored to your needs. Time Deposit Maximize Your Savings Earn higher interest with our Time Deposit account. Lock in your savings for a fixed term and watch your money grow with guaranteed returns. Choose from flexible terms to match your financial goals. TD Matrix Terms Amount 90 days 180 days 270 days 360 days 10,000 - 99,999 100,000 - UP 3% 3.5% 3% 3.5% 3% 3.5% 3.5% 5% Pondong Pangkagipitan Savings Account Secure Your Future with a Safety Net 2.5% per Annum Our Pondong Pangkagipitan Savings Account (2Ps SA) is designed to help you prepare for unforeseen emergencies. This savings plan ensures that you have quick and easy access to funds when unexpected situations arise. Whether it’s for medical needs, urgent repairs, or other financial setbacks, this account provides the peace of mind you deserve. Regular Savings Grow Your Savings with Ease 1.5% per Annum Our Regular Savings Account offers a simple and reliable way to save. With flexible deposits, secure funds, and competitive interest rates, it's the perfect choice to achieve your financial goals. Fixed Deposit Guaranteed Growth 1% per Annum Earn higher returns with our Fixed Deposit account, offering a locked-in interest rate over a fixed term. Secure your future with guaranteed growth, while also using your deposit as collateral for loans when needed. Paluwagan Savings Fund Save Together, Withdraw Together Interest: 50% of monthly deposit The Paluwagan Savings program runs from May to March, with all participants withdrawing their savings simultaneously in April. This collective saving system helps members build their funds for major expenses or holidays with a single payout at the end of the cycle. With minimum deposit of Php 200.00 per month according to capacity of member and maximum deposit of Php 5,000.00. Pondong Edukasyon Savings Account (PESA) Secure Your Child’s Future 3% per annum Build your child’s educational fund with the Pondong Edukasyon Savings Account (PESA). Open for children aged 1-12, this account allows a 5-year build-up with a 3% interest rate per annum. Savings are withdrawable once the account holder reaches college level, ensuring your child's education is well-supported. KASIPAG OF (Kabayan Sikap sa Pag-unlad) Save Smart, Earn More 2% per annum KASIPAG OF is designed for Overseas Filipino Workers to help you build a solid financial foundation for future goals. Whether it's for emergencies, retirement, education, asset acquisition, or travel, this program offers a higher return on savings. KASIPAG OF ensures you’re prepared for life’s important milestones. Aflatoun Savings Empowering Young Savers 2% per annum The Aflatoun Savings account is designed to teach children the value of saving and financial responsibility. Open to young members, this program encourages regular saving habits with easy access to funds, helping children develop strong financial foundations for their future. Kiddie Savings Start Them Young 2% per annum The Kiddie Savings account is a fun and easy way to help children learn the importance of saving. Designed for kids, this account encourages regular deposits while offering competitive interest rates, setting them on the path to financial independence from an early age. Share Capital - Common Build Up Ownership and Earn Dividends Must be 1% higher than the inflation rate Paid-Up Share Capital represents your ownership in the cooperative. By investing in common shares, you not only become a co-owner but also enjoy annual dividends based on the cooperative's financial performance. This capital strengthens the cooperative while helping you grow your investment over time. Share Capital - Preferred Priority Returns with Stability 3% per annum - Interest in share capital distribution Preferred Paid-Up Share Capital offers members a stable investment with priority dividend payouts. Enjoy fixed returns and the security of preferential treatment over common shareholders, making this an ideal choice for those seeking consistent earnings from their cooperative investment.

HOME PRODUCT AND SERVICES MEMBERSHIP ABOUT Home Join us Services LabCoop About Contact Us Search Results More Terms and Conditions By accessing the Mother Rita Multi-Purpose Cooperative (MORIMC) website, the user agrees to comply with the following terms and conditions of use: MORIMC reserves the right to change the information and data contained in this web page and the terms, conditions and explanations shown herein. The change shall take effect upon release. This website is frequently updated and enhanced. Information posted is subject to change without prior notice. Reproduction of the MORIMC owned materials which includes, but is not limited to, the logo, design and graphics, in any format for the purposes of promotion, publication, display or distribution is prohibited without a written permission from LMORIMC. In some cases, this website will provide website links outside the MORIMC network to assist users in their browsing experience. MORIMC great effort to select websites and data sources with good reputation for the convenience of the users. By creating third-party sites, MORIMC does not endorse or recommend any products or services from that website, nor is MORIMC liable for any failure of products and services offered and advertised at those sites. Such third-party sites may have a different privacy policy and their level of security is different from ours. This website is fully compatible with the following browsers: Internet Explorer 11 and later, Firefox v60, Chrome v66. If you are using a different browser or if you are having trouble viewing this site, you may wish to update your Internet Explorer to Microsoft Edge v40 or download the latest Chrome or Firefox . If you experience any other difficulties, please contact us . MORIMC is supervised by the Cooperative Development Authority (CDA) and is a member of NATCCO Network. For other inquiry, you may contact MORIMC through the following: MAIN OFFICE Lauis, Candelaria, Zambales Contact No.: +63 9989622781 Email: morimc16eru@yahoo.com

AFLATOUN MEMBERSHIP APPLICATION PERSONAL INFORMATION FIRST NAME * MIDDLE NAME SURNAME * SUFFIX DATE OF BIRTH * required * PLACE OF BIRTH AGE WEIGHT KG. HEIGHT FT. GENDER * CIVIL STATUS * CITIZENSHIP DUAL CITIZENSHIP EDUCATIONAL ATTAINMENT PROVINCE * ZIP CODE SCHOOL NAME MUNICIPALITY * BARANGAY * CELLPHONE NO. * TELEPHONE NO. COURSE STREET/ZONE/DISTRICT EMAIL ADDRESS * PARENT'S INFORMATION FATHER'S FULL NAME MOTHER'S MAIDEN NAME * DATE OF BIRTH * required OCCUPATION HOME ADDRESS Same w/ Personal Address MOTHER'S DATE OF BIRTH * required MOTHER'S OCCUPATION HOME ADDRESS Same w/ Father's Address SUPPORTING DOCUMENTS UPLOAD 2X2 PICTURE Upload File Upload supported file (Max 15MB) * SCHOOL ID FRONT (Optional) Upload File Upload supported file (Max 15MB) E-SIGNATURE Clear SHARE-CAPITAL AGREEMENT As a member of Aflatoun, I promise.. To participate actively in the Aflatoun activities To prepare all the school and community projects to the best of my ability, basing them on the Aflatoun moto "Separate Fiction from Fact, Explore, Think, Investigate & Act" To encourage friends/schoolmates to join in the savings program so they can see and reap the benefits of the Aflatoun membership offer To adhere to the guidelines set for the savings activity To be aware that I am saving for my future, thus, I will avoid withdrawals for petty expenses. I hereby confirm that I have read, understood and agreed to the following Terms and Conditions of MORIMC. I agree SUBMIT APPLICATION Thanks for submitting!

Laboratory Cooperative for youth and Aflatoun. EMPOWERING THE YOUTH Mother Rita Laboratory Cooperative A dynamic organization for minors within the Province of Zambales, designed to foster leadership, financial literacy, and cooperative values among the youth. Affiliated with the Mother Rita Multipurpose Cooperative, this initiative aims to prepare young individuals for responsible citizenship and future roles in the cooperative sector. Governed by Special Guidelines: Mother Rita Laboratory Cooperative operates under special regulations set forth by the Cooperative Development Authority (CDA) in accordance with Republic Act No. 9520 and its implementing rules. These guidelines ensure that our young members receive the proper training, guidance, and supervision from experienced members of the Mother Rita Multipurpose Cooperative, creating a safe and nurturing environment for personal growth. Join Us in Building the Future of Cooperativism! Mother Rita Laboratory Cooperative is where the youth of today grow into the cooperative leaders of tomorrow. What We Offer: Youth Leadership Training: Equip minors with essential skills in leadership, decision-making, and teamwork. Financial Literacy: Introduce members to basic financial management and cooperative principles. Community Building: Promote a strong sense of community and cooperative spirit among the youth. Guided by Registered Guardians: Supervised by the Mother Rita Multipurpose Cooperative, ensuring a safe and structured environment. THE YOUTH WE SERVE Based on the categories defined by the National Youth Commission, Mother Rita Cooperative Youth Leadership program focuses on the following sub-sectors: In School Youth (Basic Education and College Level) Out of School Youth -Below 12 (those who should be in school) -12-18 (those who should be in school) -18-25 (youth who should be in college or working) Working Youth (Underemployed, Employed, Entreprenuer) LabCoop in ACTION Be a member of the Mother Rita Laboratory Cooperative Apply Now Do you want to teach your children FINANCIAL LITERACY? check this out A school and community-based savings advocacy, social and financial education program. View More

ONLINE MEMBERSHIP APPLICATION PERSONAL INFORMATION FIRST NAME * DATE OF BIRTH * required * GENDER * MIDDLE NAME PLACE OF BIRTH CIVIL STATUS SURNAME * SUFFIX AGE WEIGHT KG. HEIGHT FT. CITIZENSHIP DUAL CITIZENSHIP EDUCATIONAL ATTAINMENT PROVINCE * ZIP CODE SCHOOL NAME MUNICIPALITY * BARANGAY * CELLPHONE NO. * TELEPHONE NO. COURSE STREET/ZONE/DISTRICT EMAIL ADDRESS * EMPLOYMENT / BUSINESS INFORMATION PRIMARY SOURCE OF INCOME EMPLOYER / BUSINESS NAME SECONDARY SOURCE OF INCOME EMPLOYER / BUSINESS ADDRESS MAJOR OCCUPATION TITLE / POSITION SUB OCCUPATION ZIP CODE OTHER SOURCE EMPLOYER / BUSINESS CONTACT GROSS MONTHLY INCOME GROSS ANNUAL INCOME SPOUSE INFORMATION FULL NAME PRESENT COMPLETE ADDRESS DATE OF BIRTH CONTACT NO. SPOUSE OCCUPATION EMPLOYER / BUSINESS NAME GROSS MONTHLY INCOME PARENT'S INFORMATION FATHER'S FULL NAME DATE OF BIRTH * required OCCUPATION HOME ADDRESS Same w/ Personal Address MOTHER'S MAIDEN NAME MOTHER'S DATE OF BIRTH * required MOTHER'S OCCUPATION HOME ADDRESS Same w/ Father's Address SUPPORTING DOCUMENTS UPLOAD 2X2 PICTURE Upload File Upload supported file (Max 15MB) * ID FRONT COPY Upload File Upload supported file (Max 15MB) * ID BACK COPY Upload File Upload supported file (Max 15MB) * E-SIGNATURE Clear SHARE-CAPITAL AGREEMENT I with legal age is hereby applying for membership with Mother Rita Multi-Purpose Cooperative and agrees to comply with the policy set forth by the cooperative as stated in the articles of cooperation and by-laws and the resolutions approved by the Board of Directors and General Assembly. I hereby promise to pay my initial Paid Up Share Capital Common/Preferred Share Capital Subscription amounting to * in full or in installment basis for one year. Further, no instance shall my common/preferred share be withdrawn while I am still a a member of the Cooperative, instead it shall regularly be deposited. Select Subscription I agree I hereby confirm that I have read, understood and agreed to the following Terms and Conditions of MORIMC. I agree SUBMIT APPLICATION Thank you! We received your submission

Life and Non-Life Insurance. Cooperative Protection Services In partnership with These include life insurance, loan protection, and health coverage plans designed to safeguard your future and provide financial security for you and your family. Stay protected with Mother Rita MPC. Life Insurance Our life insurance plans provide peace of mind by offering benefits in times of unexpected events, helping to protect your family’s future. GADDDI PLUS Group Accidental Death, Dismemberment & Disablement Insurance- PLUS A group accident insurance coverage with natural death and burial expense benefit. Features: - Term of Plan: 1 (One) Year Eligibility: 1. Must be 18 – 69 years old. - Exit age is 70th Birthday - Accident related benefits will end on 65th Birthday - In good health, mentally competent and physically able. 2. Group must choose only one (1) Option. 3. Member must have single policy per year per coop only 4. 100% Participation requirement but not less than 25 eligible members. DAMAYAN PLUS (MORTUARY) DAMAYAN intends to protect all existing members of the cooperative and to ensure that their beneficiaries will received the coverage from CLIMBS in case of death. Features: - Term of Plan: 1 (One) Year Eligibility: 1. Must be a member-depositor of the cooperative. 2. Entry age 18 - 65 years old 3. Renewable up to 99 (continuous). 4. Exit age is 100th Birthday 5. In good health, mentally competent and physically able. FIP Family Insurance Plan Secure the well-being of your entire family with Family Insurance Plan. A group yearly renewable term insurance that covers five (5) members of the Family. Features: - Term of Plan: 1 (One) Year Eligibility: 1. Must be 18 – 69 years old. - Exit age is 70th Birthday - MARRIED MEMBER - Spouse (18-69 years old) & Children (1-65 years old) - SINGLE MEMBER - parents and siblings up to 69 years old - SINGLE PARENT MEMBER - Children (1 to 21 years old) & Parents up to 69 years old. 2. In good health, mentally competent and physically able. Any co-insured dependent(s) should be declared upon application and cannot be declared again by another principal member. The coveregae of the Co-insured Dependends will cease its effect if the person becomes a principal holder; Note: If any of the family are both member of the cooperative the FIP policy applies to one member only. In the event that the principal holder will die this policy will automatically be terminated. GADDDI Group Accidental Death, Dismemberment & Disablement Insurance A group accident insurance coverage with natural death and daily hospital confinement benefit. Features: - Term of Plan: 1 (One) Year Eligibility: 1. Must be 18 – 69 years old. - Exit age is 70th Birthday - Accident related benefits will end on 65th Birthday - In good health, mentally competent and physically able 2. Group must choose only one (1) Option. 3. Member must have single policy per year per coop only 4. 100% Participation requirement but not less than 25 eligible members. CLSP COOP Life Savings Plan A group term insurance that protects and encourage capital share and/or savings deposit build-up with the cooperative Eligibility: 1. Must be a member-depositor of the cooperative 2. Entry Age is 18- 65 years old 3. Renewable up to 99 years old (continuous) 4. Exit age is 100th Birthday 5. In good health, mentally competent and physically able. 6. Maximum aggregate limit off Php 300,000.00 capital share per member. CLPP COOP Loan Protection Plan A group term insurance that covers the loan obligation of the member/borrower of the cooperative / financial institution. Benefits: Upon the death of borrower, his/her insured loan will be paid by CLIMBS; thus, reducing the beneficiary/ies' financial burden. Features: 1. Loan Insurance coverage for the Member-borrower of Cooperative or Financial Institution. 2. Premium is computed per thousand per month bases. 3. Protection is usually co-terminus with the term of the loan. 4. Maximum term of Thirty-six (36) months. Effectivity: The effectivity of the Loan Protection shall commence on the date the loan is release. Eligibility: 1. Must be a member of the Cooperative or Financial Institution. 2. 18- 65 Years Old 3. For 66-69 years old, graduated rates are applied. 4. In good health, mentally competent and physically able. GLAFI Group Life and Accident with Fire Insurance A group accident insurance with natural death and fire cash assistance. Features: -Term of Plan : One (1) Year (Renewable) Eligibility: 1. Must be 18-69 years old. - Exit age is 70th Birthday - Accident related benefits will end on 65th Birthday - In good health, mentally competent and physically able. 2. Member must have single policy per year per coop only. 3. 100% Participation requirement but not less than 25 eligible members. 4. Maximum of three (3) policy per household only (for fire cash assistance). KYSE Kids and Youth Secure A group yearly renewable term insurance for KIDS and YOUTH who are laboratory members of the cooperative or dependents of cooperative members. Eligibility: 1. Must be a member of the laboratory cooperative or dependents of the cooperative members. 2. Must be 4 to 17 years old; Exit age is on the 18th birthday 3. Single Policy per member per coop per year only 4. In good health, mentally competent and physically able. BANTAY PROTECTION Bantay Protection for Barangay Tanods and Security Guards A group yearly renewable term insurance designed to provide protection for Barangay Tanods and Security Guards. Eligibility: 1. All regular, full-time and actively at work employees or workers. 2. 18-64 years old. 3. In good health, mentally competent and physically able. Requirements: 1. Since this is a group insurance, all qualified employees / workers are required to participate and enroll at the same time. 2. 100% Participation requirement but not less than 25 eligible members Non - Life Insurance Non-Life Insurance provides coverage for your assets and property against unforeseen events such as accidents, natural disasters, theft, or damage. Safeguard your home, vehicle, business, and other valuable assets with reliable protection, ensuring peace of mind when the unexpected happens. Motorcar Insurance Compulsory Third Party Liability (CTPL) Protects the welfare of the public in case of motor car related accidents resulting to death and bodily injury. Eligibility: 1. All regular, full-time and actively at work employees or workers. 2. 18-64 years old. 3. In good health, mentally competent and physically able. Requirements: 1. Since this is a group insurance, all qualified employees / workers are required to participate and enroll at the same time. 2. 100% Participation requirement but not less than 25 eligible members Note: Contrary to Popular understanding a CTPL Policy does not cover loss or damage to properties to third parties. Comprehensive Motor Vehicle Insurance To provide financial assistance in case of loss or damage (s) on motor vehicle owned by cooperative member. It also covers the property damage, theft and natural acts of nature such as flood. Fire Insurance Prestige (Special Home Package) Benefits: - Fire and/or Lightning with Earthquake, Typhoon, Flood, Explosion, Smoke, Vehicle Impact, Falling Aircraft and Riot Strike & Malicious Damage. - Rental subsidy : max of six (6) months Php 10,000 per month - Debris Removal: Php 20,000 - Fire Fighting Expenses: Php 20,000 - Domestic Outbuilding Clause: Php 20,000 - Comprehensive Personal Liability (CPL): Php 100,000 - Housebreaking/Burglary - 10% of the sum insured, Php 300,000 whichever is lower: Subject to Php 5,000 deductible - Family Personal Accident: Micro Fire Insurance For Cooperative members with affordable annual premium to protect properties in case of physical damages. Eligibility: 1. 18 to 65 years old. 2. Residential Fire Insurance. That the premises to which this insurance applies shall be occupied solely as dwelling and that no manufacturing storage or trading of goods for commercial purposes shall be carried out within the said premises. 3. Comprehensive Personal Liability (CPL). The company will pay on behalf of the insured all sum which the insured shall become legally obligated to pay as damages because of bodily injury or property damage within the insured premises to which this insurance applies. 4. Accidental Death, Dismemberment and Disablement Benefit. The policy will pay for deaths caused by accidents and/or up-to 100% of a person's accident insurance coverage in case of accident. 5.Accidental Death due to Natural Causes. The policy will pay for the death of a person due to natural and Accidental causes. 6. Limitations. - Anywhere in the Philippines except for the following locations. (a) Squatters Area (b) Congested Area (c) Public Market (d) Infiltrated by extremist group. 2 - Class "A" and "B" residential building under hard roof. - One certificate per family - Money and Jewelry excluded. Residential Fire Insurance FICA Fire Insurance with Cash Assistance KEYMAN Protection for Class 1 occupational pure white collar job against accidents. For Individual under Occupational class 1 - Strictly non-hazardous occupations; pure white collar. Example: clerk, secretary, doctors, dentist, executives, teachers. Coop Leaders, Managers. Eligibility: 18 - 65 years old COOP AKSI A personal accident protection and assistance program for 18 - 69 years old. Scope of Coverage: The plan offers 24 hours a day, 365 days a year, worldwide protection against accident which an insured person may be exposed to in the course of activities related to business or pleasure, whether on or off the-job, occurring in the house or while travelling. Coverage includes but not restricted to flying as passenger (not as crew member) in any commercial airline, on any regular schedule, non scheduled, chartered flight or any military transport operated by any government authority. Student Personal Accident Insurance Group Term Accident Insurance coverage designed for Students. Eligibility: 5 - 65 years old (purely student)