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- Milestones | Mother Rita MPC
The beginning of Mother Rita Multi-Purpose Cooperative. Our Humble beginning. Our Humble Beginning Mother Rita Multipurpose Cooperative (MPC) was born out of the eruption of Mount Pinatubo on June 12, 1991. This cooperative was the result of a call to action from the Bishop of the Diocese of Iba, answered by the Augustinian Sisters to aid the victims of the disaster. It began with the establishment of the Mother Rita Community Center Inc. (MRCCI), a resettlement area in Brgy. Yamot, Candelaria, Zambales. The first Pre-Membership Education Seminar (PMES) took place in "Tent City," an evacuation center in Bulawen, Palauig, Zambales, in December 1991. The cooperative's first members were victims of the Pinatubo eruption. Mother Rita MPC was established as a way of life, with a focus on community rebuilding and livelihood support. Officially registered with the Cooperative Development Authority (CDA) on February 18, 1992, Mother Rita MPC began as a beacon of hope, providing crisis intervention by addressing basic needs like food, clothing, and shelter. Despite challenges, including limited funds, the cooperative’s journey started with an initial capital of P10,586.51, 54 members, and loan releases of P7,560 to five members, offering a lifeline for those affected by the calamity. Key Milestones Formulation and timely revision of the Articles of Cooperation and By-Laws, as well as Strategic and Development Plans. 1992, 2004, 2009, 2012, 2016, 2020 Capitalization and Subscription Creation of Mandatory and Supplemental Committees Review on Primary and Secondary Purpose of the Coop Formulation of Policy, Systems and Procedures (Governance, HR, CLP, MSO, ALM, Finance/CASA and others) Alignment of Vision, Mission, Goals and Objectives Providing services to members in multi- sectoral approach Embracing the challenges of membership expansion to all corners of our province Improving member’s lives by teaching them efficient ways of savings and the proper use of money thru Financial Literacy Program Revisiting and Manualization of Policies Indoctrination of Vision, Mission and Shared Values to all Revision and manualization of Governance Policy, HR Manual and Financial Management Policy-with the assistance of NATCCO Consultancy Manualization of Risk Management Manual and Record Management Manual Enhancement of capability and competency of the staff Engagement of services of NATCCO Consultancy for the enhancement of our Credit, Marketing, HR and financial management operation. Development assistance from Landbank Countryside Development Foundation by providing competency trainings. From crisis intervention to Self-Help sustaining members Creation of products and services that fits to the member needs Partnerships with Gov’t. Agency and different organizations to link members for their business enterprise Establishment of offices to reach out members all over the province. Volunteerism paid a price. Values Formation and Spiritual Guidance Augustinian Sisters of Our Lady of Consolation founded the coop with great spiritual foundation. Family life is valued as the main source of coop strength Appreciation and recognition to the valuable contributions of all pioneer organizers, founding members, former officers, members and partners. Strong Network Affiliations Membership/Partnership to Local, Regional, National and International Federation and Union (NATCCO Network, CLIMBS, NCCB, AWCF, NAPC, PCDC, CBZ, others) Membership/Partnership to Church-Based Organizations (UCC, Social Action, Evangelion Foundation, CBR, etc) Business Partnership in different organization with relation to members enterprise and activity. (DA-ACPC, NATCCO ATM, DIASPORA/OFW Remittance, etc) Building Asset + Building Trust = Stability Member patronized coop as their financial partner institution Continuous Capital Build-up and Savings Build-up Walk the talk, build image Being competitive Bringing Coop services at member’s doorsteps Good Financial Management Transparency Member Care and Protection Providing insurance programs for all members of the family Partnership with CLIMBS, CISP, NATCCO MBAI and providing all range of Life and Non-Life Insurance Program Implement Auto-Debit System for the immediate need of the members Partnership with SSS, Pag-Ibig Fund and Philhealth for easy access of our members to other government programs and services. Resiliency and Security Management Enrollment to NATCCO Network on Stabilization Fund Protection of all assets including human resources like fire, robbery, fraud and other incidents with CLIMBS Enrollment to CLIMBS Weather Protect Insurance – for farmers Regular operation review with partners like NATCCO Stab Fund, Landbank Investment on Officers and Mgt. Staffs- Capability Building and Human Resource Development Attending relevant skills training programs Enrollment to Consultancy Services to enhance individual competitiveness Simplifying HR Org. structure to avoid multi-tasking and overlapping on jobs/task (Centralization) Exposures to other cooperatives thru sharing best practices, sound governance and management system Shortlisting of employees Development of second-liner for the coop to sustain Social Goal and Community Involvement Regular assistance to Social Action Center/ Capacity Based Rehabilitation for Specially-abled beneficiaries Active youth program of Saint Vincent Ferrer Parish and Mother Rita Community Center Regular assistance to Elderlies of the Augustinian Sisters of Our Lady of Consolation Feeding programs, support-a-school project, gift giving to identified communities and institutions (School, Communities, Preda Foundation) Regular support and involvement to Brigada Eskwela Coastal clean-up and mangrove reforestation Acceptance of students for their practicum and work immersion program Agricultural training program for youth and backyard agricultural enterprise Harmonious relationship between management and our officers Everything rise and fall on leadership We are only debating the topic, not the person Awards and Linkages
- Online Application | Mother Rita MPC
Membership Application Form Please fill out the membership form below completely and accurately. Fields marked with an asterisk (*) are required. Make sure to provide a valid email address and mobile number so we can send you updates and confirmation. For dropdown menus, select the most accurate option that applies to you. The Zip Code field will be filled in automatically based on your selected Province and Town. If a field does not apply to you, simply enter "N/A". Once you have completed the form, click the Submit button and wait for the confirmation message to ensure your application has been successfully received. Personal Information Last Name First Name Middle Name Suffix No. & Street Baranggay Province Municipality Zip Code Date of Birth * required Age Place of Birth Gender Contact No. Email Education & Employment Educational Attainment Employment Status Source of Funds School Course Please Specify Please Specify Employer/Business Name Occupation Title/Position Company/Business Address Contact Number Gross Monthly Income Nature of Employment/Business Please Specify Marital Status Civil Status Last Name First Name Middle Name Suffix Date of Birth Age Place of Birth Nature/Type of Employment/Business Place of Work Dependents Full Name Full Name Birth Date Age Birth Date Age Beneficiaries Full Name Full Name Select a date * required Select a date * required Age Age Relationship Relationship Father's Profile Last Name First Name Middle Name Birth Date Employment Status Mother's Profile Last Name First Name Middle Name Birth Date Employment Status Supporting Documents 2x2 Picture Upload File Upload supported file (Max 15MB) Front ID Upload File Upload supported file (Max 15MB) Back ID Upload File Upload supported file (Max 15MB) Your Signature Clear I hereby confirm that I have read, understood, and agreed to the following Terms and Conditions of Mother Rita Multi-Purpose Cooperative. I accept terms & conditions Share Capital Agreement I with legal age is hereby applying for membership with Mother Rita Multi-Purpose Cooperative and agrees to comply with the policy set forth by the cooperative as stated in the articles of cooperation and by-laws and the resolutions approved by the Board of Directors and General Assembly. I hereby promise to pay my initial Paid Up Share Capital Common/Preferred Share Capital Subscription amounting to TEN THOUSAND PESOS (P 10,000.00) in full or in installment basis for one year. Further, no instance shall my common/preferred share be withdrawn while I am still a a member of the Cooperative, instead it shall regularly be deposited. I agree Data Privacy Consent By submitting this application, I voluntarily consent to the collection, use, and processing of my personal data by Mother Rita MPC for membership verification, communication, and cooperative-related purposes, in accordance with the Data Privacy Act of 2012. I agree Submit Thanks for submitting!
- Online Security Policy | Mother Rita MPC
HOME PRODUCT AND SERVICES MEMBERSHIP ABOUT Home Join us Services LabCoop About Contact Us Search Results More Online Security Policy This Data Privacy Statement (“Statement”), which has been prepared in relation to R.A. 10173, otherwise known as the Data Privacy Act of 2012, and its implementing rules and regulations, describes how personal information are collected, processed, disclosed, and stored by Mother Rita Multi-Purpose Cooperative (“MORIMC”) and is applicable to its employees and all persons who apply for or avail of any of MORIMC's products and services, or who have established or propose to establish an account with MORIMC, or who have provided or propose to provide third party security to MORIMC (“Client”). WHAT DATA TO BE COLLECTED FROM YOU To provide the Client with MORIMC’s products and services and/or to implement Client-requested transactions, MORIMC shall collect personal information from the Client which may include, but are not limited to: Personal Detail (Full Name / Age / Date and Place of Birth / Gender / Civil Status / Citizenship / Weight / Height) Address / Email Address / Contact Details Educational Background Employment / Business Detail Financial Background (Source of Income Specimen Signature ID Picture Spouse Detail (if any) Parents Detail (Full Name / Address / Occupation / Address) Dependent and Beneficiary Profile (Full Name / Birth Date / Age / Address / Relationship) Permits, Licenses & Registrations (TIN / SSS / GSIS) PURPOSES OF DATA PROCESSING MORIMC shall process the Client’s personal information in connection with any of the following purposes: Open, maintain, and/or terminate accounts; Ease of contacting/communicating with clients; Evaluate, approve, provide, or manage applications, financial products and services, and other transactions that the Client has requested; Comply with know-your-customer information requirements; Conduct credit and background checks; Evaluate Client’s eligibility for Mother Rita Multi-Purpose Cooperative’s products and services; Perform profile and risk analysis; Provide extensive and quality support to the Client; For internal purposes, such as administrative, operational, audit, credit and risk management, or; Comply with its reporting obligation to government authorities under applicable laws, rules and regulations. MORIMC’S METHOD OF PROCESSING PERSONAL DATA Processing refers to the collection, recording, organization, storage, updating or modification, retrieval, consultation, use, consolidation, blocking, erasure or destruction of personal information. If necessary for the efficient delivery of MORIMC’s products and services, the processing of personal data may be outsourced to third party service providers subject to compliance with this Statement and the provisions of the Data Privacy Act and its Implementing Rules and Regulations. MORIMC shall collect personal information through, but not limited to, any of the following: Face-to-face and/or Cellphone conversation with MORIMC personnel Accomplishment and/or signing of forms/documents Online Registration through (e.g., Website or Facebook Page) WHEN DO WE COLLECT PERSONAL INFORMATION MORIMC collects information upon the Client’s application for, availment of and/or usage of MORIMC’s products and services. This includes, but not limited to, account opening, loan applications, etc. RECIPIENTS OF INFORMATION Personal information may be processed and shared with various units within MORIMC to the extent necessary for any of the purposes herein declared, to credit information bureaus, or to government authorities under applicable laws, rules and regulations. RETENTION AND DISPOSAL Retention and disposal of personal information shall be made in accordance with the Records Disposal Policy and Records Disposition Schedule of MORIMC as approved by the National Archives of the Philippines under RA 9470. HOW WE SAFEGUARD PERSONAL INFORMATION In accordance with the Data Privacy Act, RA 1405 (Bank Secrecy Law), RA 8791 (General Banking Law of 2000), RA 6426 (The Foreign Currency Deposit Act), BSP Circular 808 series of 2013 (Guidelines on Information Technology Risk Management for All Banks and other Supervised Institutions), BSP Circular 982 series of 2017 (Enhanced Guidelines on Information Security Management), and Payment Card Industry Data Security Standard (PCI DSS), MORIMC, its employees, agents and representatives, shall handle personal information with utmost care and adhere to appropriate organizational, physical, and technical measures to maintain the confidentiality, integrity and security of all personal information in its possession. THE CLIENT’S RIGHTS In accordance with the Data Privacy Act, the Client has the right to: • Be informed whether their personal information shall or have been processed; • Reasonable access to their personal information; • Require MORIMC to update their personal information; • Suspend, withdraw, or order the blocking, removal, or destruction of personal information if MORIMC is not required to retain it by law or for legitimate business purposes and subject to the conditions for the legitimate exercise of the said rights under the Data Privacy Act and its IRR. DATA PROTECTION OFFICER Any inquiry or request for information regarding this Statement may be addressed to the following: Data Protection Officer Mother Rita Multi-Purpose Cooperative, Lauis, Candelaria, Zambales Philippines +63 9989622781 morimc16eru@yahoo.com WEBSITE AUTHENTICATION The Mother Rita Multi-Purpose Cooperative website is secure, provided by wix SSL Security Certificate. At times, it may be necessary for you to verify the authenticity of the Mother Rita Multi-Purpose Cooperative website so you will not be a victim of internet scams (for example, clients will be directed to seemingly legitimate sites then mislead them into providing vital account information to entities not authorized by the MORIMC). The best, safest and recommended way to access the website is by typing https://www.motherritampc.com at the browser address bar. HOW TO PROTECT YOURSELF ONLINE MORIMC encourages clients to take part in protecting their account while doing transactions online by ALWAYS doing the following: 1. Ensure that the site is secured before using it: Always type the complete web address into your browser instead of clicking links. By doing this, you are decreasing the risks of being deluded by a phishing site. Phishing is the practice of attempting to obtain information (e.g., usernames, passwords, credit card details, account numbers, etc.) by pretending to represent a legitimate company in an e-mail or websites. The e-mail usually claims that it is necessary for the recipient to update and provide the information in the link or form attached in the e-mail. The criminals then use the information entered on the phishing site or form for their own fraudulent intentions. Official URL of MORIMC website: https://www.motherritampc.com Ensure that 'https' and the padlock symbol are present in the website. These indicators signify that the site you are entering is genuine and secure. Double click the padlock symbol to verify if the certificate issued is still within its valid dates or if it has been issued to the website you are accessing. 2. Protect your computer from online attacks from viruses, hackers, spywares and other malicious programs by doing the following: Install and regularly update your Anti-virus and Anti-spyware Software. Activate your computer’s firewall settings. Always update your operating system. Do not download files or software from websites which you are not familiar with or from hyperlinks sent by strangers. 3. When accessing your account using a public computer or using a public WIFI network, kindly practice the following: Never adjust your security details. Always log-out from your online session once you are finished with your transaction. Ensure that no one can see your transactions in public. 5. Personal information such as address, mother's maiden name, mobile/telephone numbers, social security number, Bank account number and e-mail address should not be disclosed unless the one gathering the information is reliable and trustworthy. 6. Regular checking of transaction history details and statements should be done to ensure that no unauthorized transactions occur. For other inquiry, you may contact Mother Rita Multi-Purpose Cooperative through the following: MAIN OFFICE - Lauis, Candelaria, Zambales +63 9989622781 morimc16eru@yahoo.com
- Find Us | Mother Rita MPC
MAIN OFFICE Lauis, Candelaria, Zambales Contact No.: +63 9989622781 Email: morimc16eru@yahoo.com MASINLOC OFFICE Masinloc Mall, Masinloc, Zambales Contact No.: +63 9209499803 CABANGAN OFFICE Brgy. San Antonio, Cabangan, Zambales Contact No.: +63 9517619293 STA. CRUZ OFFICE Poblacion North, Sta. Cruz, Zambales Contact No.: +63 9985103163 IBA OFFICE Zone 6, Iba, Zambales Contact No.: +63 9701771323 BRANCH OFFICE San Guillermo, San Marcelino, Zambales Contact No,: +63 9088922889 Email: morimc_micoop@yahoo.com SUBIC OFFICE Calapacuan, Subic, Zambales Contact No.: +63 9088966938
- Join us | Mother Rita MPC
Pre-Membership Education Seminar PMES-Module 1-History of Cooperatives and its Significance Play Video PMES-Module 2-Cooperative Business Model, Principles and Values Play Video Module 3 _ History of Mother RIta MPC Play Video PMES-Module 1-History of Cooperatives and its Significance Play Video PMES-Module 2-Cooperative Business Model, Principles and Values Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Close Membership Policy I want to be a member
- Membership Policy | Mother Rita MPC
membership requirements, policy, member duties and responsibilities Membership Policy This policy serves as a guide for membership at Mother Rita Multi-Purpose Cooperative, based on CDA regulations, our by-laws, and approved policies and procedures from the Board of Directors. It aims to ensure a smooth and organized implementation of our cooperative’s programs and services. By Laws Article II Section 1. Membership. This cooperative shall have regular and associate membership. Regular Membe r is one who complied with all the membership requirements and entitled to all the rights and privileges of a member. Associate Member are those who have no right to vote nor be voted upon and are entitled only to the limited rights, priveleges and membership duration as provided in the By-laws of the Cooperative, the Philippine Cooperative Code of 2008, and its implementing rules and regulations. An associate member who meets the minimum requirements of regular membership and continues to patronize the Cooperative for two (2) years, and signifies his/her intention to remain a member shall be considered a regular member. Section 2. Qualification for Membership. The membership of this cooperative is open to all natural persons, Filipino citizens, of legal age, with capacity to contract and, within the common bond and field of membership described as follows: The regular and associate membership of this cooperative is open to any natural person, Filipino citizen, of legal age, with capacity to contract and has the following qualifications: Completed the prescribed pre-membership education training: Undetake to uphold the By-laws, policies, guidelines, rules and regulations promulgated by the Board of Directors and the General Assembly, Paid the required minimum share capital and membership fees; and Use or anticipate to use the services of the cooperative; Section 3. Requirements for Membership. A member must have complied with the following requirements: Approved application for membership; Certificate of completion of the prescribed Pre-Membership Education Seminar (PMES) Subscribed and paid the required minimum share capital and membership fee. Section 4. Application for Membership. An appliant for membership shall file a duly accomplished form together with the precribed requirements to the Board of Directors who shall act upon the application within thirty (30) days from the date of filing. The Board of Directors shall devise a form for the purpose which shall, aside from the personal data of the applicant, include the duties of member to participate in all programs including but not limited to capital build-up and savings mobilization of the Cooperative and, such other information as may be deemed necessary. The application form for membership shall include an undertaking to uphold the By-laws, policies, guidelines, rules and regulations promulgated by the Board of Directors and the General Assembly. The Application form together with the Background Investigation Report shall be submitted to the Membership Services and Marketing Division endorsed by the Education Committee Chairperson who shall forward the same to the Board of Directors, during their Regular or Special Board meeting with the corresponding membership fee for evalutation and approval. The amount of Membership fee maybe changed yearly. Section 5. Appeal. An applicant whose application was deined by the Board of Directors may appeal to the General Assembly and the latter's decision shall be final. For this purpose, the General Assembly may opt to create an appeal and Grievance Committee/Membership Committee. The Appeal and Grievance Committee/Membership Committee shall decide appeals on membership application within thirty (30) days upon receipt thereof. Section 6. Minimum Share Capital requirement. Regular Membership. An applicant for regular membership shall subscribe at least One Thousand (1,000) Common shares at Ten Pesos (P10.00) per share and pay the value of at least Twenty (20) shares upon approval of his/her membership. The remaining balance should be paid on a regular basis within a period of One (1) year. Associate Membership. An applicant for associate membership shall subscribe at least 500 preferred shares at P20.00 per share and pay the value of at least ten (10) shares upon approval of his/her membership. The remaining blance should be paid on a regular monthly basis within a period of One (1) year. However, no Regular or Associate member shall own or hold more than Ten percent (10%) of the total Subscribed Share capital of the Cooperative. Section 7. Duties and Responsibilities of a Member. Every member shall have the following duties: Subscribed at least 1,000 common shares with a par value of P10.00 per share for Regular Member and/or at least 500 preferred shares with a par value of P20.00 per share for Regular and Associate Member; Pay the installment of his/her Share Capital Subscription as it falls due and to participate in the capital build-up and savings mobilization activities of the Cooperative; Patronize the cooperative's business and services; Participate in the membership education programs and other activities and affairs of the Cooperative; Attend and participate in the deliberation of all metters taken during general assembly meetings. Observe and obey all lawful orders, decisions, rules, regulations adopted by the Board of Directors and the General Assembly, and Promote the Goals and Objectives of the Cooperative, the success of its business, the welfare of its members and the cooperative movement in general. Section 8. Rights and Privileges of Members. A member entitled to vote shall have the following rights: Attend general membership meetings; Avail himself/herself of the services of the cooperative, subject to certain conditions as may be prescribed by the Board of Directors; Inspect and examine the Books of Accounts, the Audited Financial Statements, the Minutes Books, the Share register, and other records of the Cooperative during reasonable office hours; Participate in the continuing education and other trianing program of the Cooperative; and Such other rights and privileges as maybe provided by the General Assembly. Rights of an Associate Member. An associate member shall have the following rights and privileges: Attend and participate in the deliberation of any issue during general membership meetings. Avail himself/herself of the services of the Cooeprative, subject to certain conditions as may be prescribed by the Board of Directors. Inspect and examine the Books of Accounts, the audited financial statements, the Minutes Books, the Share register, and other records of the Cooperative during reasonable office hours; Secure copies of Cooperative records/documents pertaining to the account information of the concerned member; Such other rights and privileges as may be granted by the General Assembly. Section 9. Member Entitled to Vote. Any regular member who meets the following conditions is a member entitled to vote. Paid the membership fee and the value of at least One thousand (1,000) shares equivalent to Ten thousand Pesos (P10,000.00) share capital and has been a member in good standing for at least six (6) months prior to end of calendar year; Not deliquent in the the payment of his/her Share Capital Subscriptions and other accounts or obligations as clearly defined in the Membership Policy Manual; Not violated any provision of this by-laws, the terms and conditions of the Subscription Agreement; and the Decisions, Guidelines, Rules and Regulations promulgated by the Board of Directors and the General Assembly; Completed the continuing education program for membership prescribed by the Board of Directors; and Participate in the affairs of the Cooperative and patronize its products and services. Failure of the member to meet any of the above conditions shall mean suspension of voting until the same have been lifted upon determination of the Board of Directors. Consequently, a member entitled to vote shall have the following additional rights: Participate and vote on all matters deliberated upon during General Assembly meetings; Seek any elective or appointive position, subject to the provisions of this By-laws and the Philippine Cooperative Code of 2008; and Such other rights and privileges as may be provided by the General Assembly. Section 10. Liability of Members. A member shall be liable for the debts of the Cooperative only to the extent of his/her subscribed share capital. Section 11. Termination of Membership. Termination of membership, which maybe Automatic Voluntary or Involuntary shall have the effect of extinguishing all rights of a member in the Cooperative, subject to refund of share capital contributions under Section 13 hereof. Automatic Termination of Membership. The death, insanity, permanent incapacity or judicial declaration by a competent court or the insolvency of a member shall be considered an automatic termination of his membership in the Cooeprative. Provided, however, that in case of death or insanity of a member of a Cooperative, the next-of-kin shall assume the duties and responsibilities of the original member. Failure of the associate member to meet the minimum requirement of regular membership, to continue to patronize the products and services of the Cooperative for two (2) years, and signify his/her intention to become regular member shall automatically terminate his/her membership. Voluntary Termination. A member may, for any valid reason withdraw his/her membership from the Cooperative by giving a 60-day notice to the Board of Directors. Involuntary Termination. A member may be terminated by a vote of the majority of al the members of the Board of Directors for any of the following causes; Has not patronized the service(s)/business(es) of the Cooperative as provided for in the policies of the cooperative; Has continiously failed to comply with his/her obligations as provided for in the policies of the Cooperative; Has violated any provision of this By-laws and the policies of the Cooperative; and For any act or ommission injurious or prejudicial to the interest or the welfare of the Cooperative, as defined by the General Assembly. Section 12. Manner of Involuntary Termination. The Board of Directors shall notify in writing the member who is being considered for termination and shall give him/her the opportunity to be heard. The written decision of the board of directors shall be communicated in person or by registered mail to said member and is appealable within thirty (30) days from receipt thereof to the General ASsembly or Appeal and Grievance Committee/Membership Committee, as the case may be, whose decision shall be final. Section 13. Refund of Share Capital. A member whose membership is terminated shall be entitled of his/her share capital contribution and all other interests in the Cooperative. However, such refund shall not be made if upon payment the value of the assets of the cooperative would be less than the aggregate amount of its debts and liabilities exclusive of his/her share capital contribution. In which case, the terminated member shall continue to be entitled to the interest of his/her share capital contributions, patronage refund and the use of the services of the cooperative until such time that all his/her interests in the cooperative shall have been duly paid. Upon the acceptance of the withdrawal or approval of his/her termination, however, he/she losses his/her right to attend, participate and vote in any meeting of the Board of Directors or the General Assembly. Be a Member
- Contact Us | Mother Rita MPC
Contact Us Mother Rita Multipurpose Cooperative is dedicated to serving its members and the community through various services and programs. Our offices are conveniently located across key areas in the Province of Zambales, making it easy for you to access our services. We encourage you to visit our cooperative branches to learn more about our offerings, open accounts, make contributions, or inquire about our programs. Our friendly staff are ready to assist you with any questions or services you may need. First Name Last Name Email Message Send Thanks for submitting! Opening Hours Saturday Monday - Friday (except holidays) 8:00 am – 5:00 pm 8:00 am – 12:00 nn Contact us at: Main Office Iba Branch Office San Marcelino Branch Office Sta. Cruz Satellite Office Masinloc SatelliteOffice Cabangan Satellite Office - - - - - - 0968-323-0467 0998-976-3401 0908-892-2889 0963-771-4234 0920-949-9803 0938-917-7087 or visit our socials:
- Aflatoun Membership | Mother Rita MPC
AFLATOUN MEMBERSHIP APPLICATION PERSONAL INFORMATION FIRST NAME * MIDDLE NAME SURNAME * SUFFIX DATE OF BIRTH * required * PLACE OF BIRTH AGE WEIGHT KG. HEIGHT FT. GENDER * CIVIL STATUS * CITIZENSHIP DUAL CITIZENSHIP EDUCATIONAL ATTAINMENT PROVINCE * ZIP CODE SCHOOL NAME MUNICIPALITY * BARANGAY * CELLPHONE NO. * TELEPHONE NO. COURSE STREET/ZONE/DISTRICT EMAIL ADDRESS * PARENT'S INFORMATION FATHER'S FULL NAME MOTHER'S MAIDEN NAME * DATE OF BIRTH * required OCCUPATION HOME ADDRESS Same w/ Personal Address MOTHER'S DATE OF BIRTH * required MOTHER'S OCCUPATION HOME ADDRESS Same w/ Father's Address SUPPORTING DOCUMENTS UPLOAD 2X2 PICTURE Upload File Upload supported file (Max 15MB) * SCHOOL ID FRONT (Optional) Upload File Upload supported file (Max 15MB) E-SIGNATURE Clear SHARE-CAPITAL AGREEMENT As a member of Aflatoun, I promise.. To participate actively in the Aflatoun activities To prepare all the school and community projects to the best of my ability, basing them on the Aflatoun moto "Separate Fiction from Fact, Explore, Think, Investigate & Act" To encourage friends/schoolmates to join in the savings program so they can see and reap the benefits of the Aflatoun membership offer To adhere to the guidelines set for the savings activity To be aware that I am saving for my future, thus, I will avoid withdrawals for petty expenses. I hereby confirm that I have read, understood and agreed to the following Terms and Conditions of MORIMC. I agree SUBMIT APPLICATION Thanks for submitting!
- Aflatoun | Mother Rita MPC
Aflatoun "Separate fiction from facts" Aflatoun International's Social & Financial Education allows children and young people to break the intergenerational cycle of inequality. By becoming socially and economically empowered they are inspired to discover their talents and stand up for their rights. What is AFLATOUN International? 3 Pillars Aflatoun started in Mumbai, India, in 1991 as an action research project by Jeroo Billimoria who at that time was working at the T ata School of Social Studies. She began a project with schools to bring rich and poor children together to learn about each other’s lives. Aflatoun International is an NGO based in the Netherlands offering social and financial education to children and young people worldwide. Through a strong network of 345 partners and 38 governments, the organization reaches 10.5 million children and young people each year in 108 countries The Aflatoun character represents a fireball from outer space. The name derives from India, where children named it after a fun-loving, good-hearted and slightly mischievous character from a Bollywood movie called ‘Aflatoon’. Aflatoun is also the Arabic name for Plato, the Greek philosopher who promoted an idealistic notion of citizenship. Advocate for social & financial education for all children, especially the most vulnerable Deliver high quality social and financial education, and skills programmes. Accelerate scale-up for social and financial education Mission Ensure access to quality, inclusive, child-centered social and financial education for all children and young people, especially the most vulnerable Vision Socially and economically empowered children and young people who act as agents of change in their own lives for a more equitable world. The concept of Social & Financial education is a powerful tool, which has the potential to help countries fulfil the Sustainable Development Goals. AFLATOUN THEORY OF CHANGE Be an Aflatoun! Apply Now!
- Savings | Mother Rita MPC
Wealth Building Savings Programs Different types of savings account tailored to your needs. Time Deposit Maximize Your Savings Earn higher interest with our Time Deposit account. Lock in your savings for a fixed term and watch your money grow with guaranteed returns. Choose from flexible terms to match your financial goals. TD Matrix Terms Amount 90 days 180 days 270 days 360 days 10,000 - 99,999 100,000 - UP 3% 3.5% 3% 3.5% 3% 3.5% 3.5% 5% Pondong Pangkagipitan Savings Account Secure Your Future with a Safety Net 2.5% per Annum Our Pondong Pangkagipitan Savings Account (2Ps SA) is designed to help you prepare for unforeseen emergencies. This savings plan ensures that you have quick and easy access to funds when unexpected situations arise. Whether it’s for medical needs, urgent repairs, or other financial setbacks, this account provides the peace of mind you deserve. Regular Savings Grow Your Savings with Ease 1.5% per Annum Our Regular Savings Account offers a simple and reliable way to save. With flexible deposits, secure funds, and competitive interest rates, it's the perfect choice to achieve your financial goals. Fixed Deposit Guaranteed Growth 1% per Annum Earn higher returns with our Fixed Deposit account, offering a locked-in interest rate over a fixed term. Secure your future with guaranteed growth, while also using your deposit as collateral for loans when needed. Paluwagan Savings Fund Save Together, Withdraw Together Interest: 50% of monthly deposit The Paluwagan Savings program runs from May to March, with all participants withdrawing their savings simultaneously in April. This collective saving system helps members build their funds for major expenses or holidays with a single payout at the end of the cycle. With minimum deposit of Php 200.00 per month according to capacity of member and maximum deposit of Php 5,000.00. Pondong Edukasyon Savings Account (PESA) Secure Your Child’s Future 3% per annum Build your child’s educational fund with the Pondong Edukasyon Savings Account (PESA). Open for children aged 1-12, this account allows a 5-year build-up with a 3% interest rate per annum. Savings are withdrawable once the account holder reaches college level, ensuring your child's education is well-supported. KASIPAG OF (Kabayan Sikap sa Pag-unlad) Save Smart, Earn More 2% per annum KASIPAG OF is designed for Overseas Filipino Workers to help you build a solid financial foundation for future goals. Whether it's for emergencies, retirement, education, asset acquisition, or travel, this program offers a higher return on savings. KASIPAG OF ensures you’re prepared for life’s important milestones. Aflatoun Savings Empowering Young Savers 2% per annum The Aflatoun Savings account is designed to teach children the value of saving and financial responsibility. Open to young members, this program encourages regular saving habits with easy access to funds, helping children develop strong financial foundations for their future. Kiddie Savings Start Them Young 2% per annum The Kiddie Savings account is a fun and easy way to help children learn the importance of saving. Designed for kids, this account encourages regular deposits while offering competitive interest rates, setting them on the path to financial independence from an early age. Share Capital - Common Build Up Ownership and Earn Dividends Must be 1% higher than the inflation rate Paid-Up Share Capital represents your ownership in the cooperative. By investing in common shares, you not only become a co-owner but also enjoy annual dividends based on the cooperative's financial performance. This capital strengthens the cooperative while helping you grow your investment over time. Share Capital - Preferred Priority Returns with Stability 3% per annum - Interest in share capital distribution Preferred Paid-Up Share Capital offers members a stable investment with priority dividend payouts. Enjoy fixed returns and the security of preferential treatment over common shareholders, making this an ideal choice for those seeking consistent earnings from their cooperative investment.
- Home | Mother Rita MPC
Discover Mother Rita MPC, fostering community growth with sustainable financial services, innovative business solutions, and dedicated member support. Join us in empowering lives and building a brighter future Uplifting Lives Fighting Poverty Building Prosperity Become a COOPERATOR of the largest cooperative in Zambales! Apply now Mother Rita Multi-Purpose Cooperative proudly joins the celebration of 2025 Cooperative Month with the theme "Cooperatives: United in Purpose and Action, Sharing Prosperity to Build a Better World." This Year's observance highlights the power of unity, cooperation and shared purpose in driving progress and empowering communities. Through its continuous programs and activities, Mother Rita MPC reaffirms its commitment to uphold cooperative values - promoting prosperity, inclusivity and sustainable growth for every memeber and the community it serves. Together, we move forward in building a better and brighter world through cooperation. Latest News and Events October 5, 2024 Mother Rita MPC recognized at NATCCO Aurora Awards A Testament of Commitment and Effort Read More October 3, 2024 Cooperative Month Celebration Commenced! Mother Rita MPC joins the nation in the celebration of National Cooperative Month Read More Wealth Building Programs At Mother Rita MPC, we offer a variety of wealth-building products and services designed to help you grow and secure your financial future. Whether through our flexible savings plans, accessible loan programs, or insurance protection services, we provide the tools you need to build and manage your wealth effectively. With our commitment to financial empowerment, we ensure that each member has the opportunity to achieve long-term financial success and stability. Start your journey toward financial growth with Mother Rita MPC today! Learn more Aflatoun Program The Aflatoun Program at Mother Rita MPC is designed to empower young people with essential financial literacy and social education. Through this program, children and youth learn the value of saving, managing money, and developing entrepreneurial skills, all while fostering a sense of social responsibility. Our goal is to help the younger generation build a strong foundation for their financial future, instilling habits of responsible spending, saving, and community engagement. Join the Aflatoun Program and give the youth the tools they need to succeed and make a positive impact on their community! Learn More Empowering Your Financial Growth The Wealth Building Loan Program at Mother Rita MPC is tailored to provide members with the financial resources needed to achieve their dreams. Whether you're planning a business expansion, personal investment, or home improvement, our program offers flexible loan options with competitive interest rates and repayment plans. Designed to support your long-term financial success, the Wealth Building Loan Program ensures that you can confidently take the next step in growing your wealth. With our member-focused approach, we are here to help you reach your financial goals. Learn More Coop Dormitory for Only ₱2,500 Monthly Experience affordable, comfortable living at Mother Rita MPC’s Coop Dormitory for just ₱2,500 per month. Enjoy a safe and welcoming environment with essential amenities, perfect for students and professionals alike. Your home away from home awaits! Learn More Convenient Transactions Made Easy With Mother Rita MPC’s ATM POS service, enjoy hassle-free and secure transactions right at our cooperative offices. Streamline your financial activities with our ATM POS service and experience the convenience of managing your transactions with ease. Visit us at our participating branches today! Learn More GOCC Partnerships: Seamless Transactions for Your Convenience At Mother Rita MPC, we proudly partner with key Government-Owned and Controlled Corporations (GOCCs) to provide you with easy and efficient services: Social Security System (SSS) PhilHealth Pag-IBIG Fund Through these partnerships, we offer streamlined services for account opening, contributions payments, and other essential transactions. Enjoy the convenience of managing your government-related transactions right here at our cooperative. Visit us to take advantage of these integrated services and stay connected with your benefits effortlessly. Learn More Cooperative Enterprise Development Office The Cooperative Enterprise Development Office at Mother Rita MPC is dedicated to fostering growth and development within the cooperative sector. Our mission is to support and enhance the capabilities of cooperative business ventures and members by providing vital resources and services. Learn More WE KEEP ON MOVING! KEY FINANCIAL HIGHLIGHTS As of December 2025 10 052 3 789 , , 376 M ₱ 286 M ₱ 550 M ₱ 103 M ₱ Membership LabCoop Membership Net Loans Member Savings Assets Member Share Our Partners and Networks Our partners have worked with us to deliver ever more innovative, effective and successful projects and programs and their support has been vital in achieving our Mission and Vision. Linkages What our Members say about us? Malaking tulong sa akin ng Mother Rita MPC, unang-una nakahiram ako sa coop upang makapagpaaral sa mga anak ko, dahil sa coop nakapagpundar ako ng sasakyan na ginagamit namin ng mister ko sa hanap-buhay. Marites Calimlim MIGS MEMBER Masaya at napakalaking tulong ng Mother Rita MPC para sa aking pamilya, kasi simula ng naging member ako ng coop, yung mga problema ko sa pagpapaaral sa mga anak ko nasusuportahan, pati na rin ang sa hanapbuhay sa bukid at nakapagpatayo ako ng bahay sa tulong ng Mother Rita MPC. Helen Abarra MIGS MEMBER Malaking tulong po ang Mother Rita MPC sa amin, noong nasira ang aming mga pananim, nagpahiram ang koop upang kami ay makapag-umpisa muli. Kahit noong panahon ng pandemya kami ay nabigyan ng tulong at nagamit din namin sa aming mga pananim. Marilou De Guzman MIGS MEMBER View all events
- LabCoop | Mother Rita MPC
Laboratory Cooperative for youth and Aflatoun. EMPOWERING THE YOUTH Mother Rita Laboratory Cooperative A dynamic organization for minors within the Province of Zambales, designed to foster leadership, financial literacy, and cooperative values among the youth. Affiliated with the Mother Rita Multipurpose Cooperative, this initiative aims to prepare young individuals for responsible citizenship and future roles in the cooperative sector. Governed by Special Guidelines: Mother Rita Laboratory Cooperative operates under special regulations set forth by the Cooperative Development Authority (CDA) in accordance with Republic Act No. 9520 and its implementing rules. These guidelines ensure that our young members receive the proper training, guidance, and supervision from experienced members of the Mother Rita Multipurpose Cooperative, creating a safe and nurturing environment for personal growth. Join Us in Building the Future of Cooperativism! Mother Rita Laboratory Cooperative is where the youth of today grow into the cooperative leaders of tomorrow. What We Offer: Youth Leadership Training: Equip minors with essential skills in leadership, decision-making, and teamwork. Financial Literacy: Introduce members to basic financial management and cooperative principles. Community Building: Promote a strong sense of community and cooperative spirit among the youth. Guided by Registered Guardians: Supervised by the Mother Rita Multipurpose Cooperative, ensuring a safe and structured environment. THE YOUTH WE SERVE Based on the categories defined by the National Youth Commission, Mother Rita Cooperative Youth Leadership program focuses on the following sub-sectors: In School Youth (Basic Education and College Level) Out of School Youth -Below 12 (those who should be in school) -12-18 (those who should be in school) -18-25 (youth who should be in college or working) Working Youth (Underemployed, Employed, Entreprenuer) LabCoop in ACTION Be a member of the Mother Rita Laboratory Cooperative Apply Now Do you want to teach your children FINANCIAL LITERACY? check this out A school and community-based savings advocacy, social and financial education program. View More

